diff --git a/litellm/proxy/_experimental/mcp_server/v2_resolver_bridge.py b/litellm/proxy/_experimental/mcp_server/v2_resolver_bridge.py
index db2b08e1e65..c3a14188c3b 100644
--- a/litellm/proxy/_experimental/mcp_server/v2_resolver_bridge.py
+++ b/litellm/proxy/_experimental/mcp_server/v2_resolver_bridge.py
@@ -47,6 +47,7 @@ from litellm.proxy.gateway.mcp.outbound_credentials.types import (
     ClientCredentialsConfig,
     CredError,
     NoneConfig,
+    PassthroughConfig,
     ServerSpec,
     SharedKey,
     StaticKeys,
@@ -111,6 +112,14 @@ def _provider() -> UpstreamCredentialProvider:
 def _to_server_spec(server: MCPServer) -> Optional[ServerSpec]:
     resource = server.url or server.server_id
     if server.auth_type in (None, MCPAuth.none):
+        # A none server opted into upstream OAuth passthrough forwards the caller's bearer; the
+        # passthrough arm sends the inbound token. Otherwise no upstream credential.
+        if server.is_oauth_passthrough:
+            return ServerSpec(
+                server_id=server.server_id,
+                resource=resource,
+                config=PassthroughConfig(),
+            )
         return ServerSpec(
             server_id=server.server_id, resource=resource, config=NoneConfig()
         )
@@ -171,7 +180,31 @@ def _to_server_spec(server: MCPServer) -> Optional[ServerSpec]:
                 scopes=tuple(server.scopes or ()),
             ),
         )
-    return None  # other modes are not grafted yet
+    if server.needs_user_oauth_token:
+        # Interactive oauth2 (3LO), not M2M/exchange (handled above). delegate_auth_to_upstream
+        # forwards the caller token (passthrough); otherwise the gateway holds a per-user token
+        # (authorization_code). This split is the LIT-3795 fix: a non-delegated interactive oauth2
+        # server must not forward the caller JWT upstream.
+        if server.delegate_auth_to_upstream:
+            return ServerSpec(
+                server_id=server.server_id,
+                resource=resource,
+                config=PassthroughConfig(),
+            )
+        return ServerSpec(
+            server_id=server.server_id,
+            resource=resource,
+            config=AuthorizationCodeConfig(
+                client_id=server.client_id,
+                client_secret=(
+                    SecretStr(server.client_secret) if server.client_secret else None
+                ),
+                authorization_url=server.authorization_url,
+                token_url=server.token_url,
+                scopes=tuple(server.scopes or ()),
+            ),
+        )
+    return None  # aws_sigv4 uses the aws_auth seam; misconfigured modes defer to v1
 
 
 def _added_headers(auth: httpx.Auth) -> Dict[str, str]:
diff --git a/tests/test_litellm/proxy/_experimental/mcp_server/test_v2_resolver_bridge.py b/tests/test_litellm/proxy/_experimental/mcp_server/test_v2_resolver_bridge.py
index 657ac116149..e717a3651a7 100644
--- a/tests/test_litellm/proxy/_experimental/mcp_server/test_v2_resolver_bridge.py
+++ b/tests/test_litellm/proxy/_experimental/mcp_server/test_v2_resolver_bridge.py
@@ -324,3 +324,92 @@ async def test_token_exchange_server_maps_to_config():
     assert spec.config.client_secret.get_secret_value() == "csecret"
     assert spec.config.scopes == ("a", "b")
     assert spec.resource == "https://aud.example"  # audience preferred for the binding
+
+
+async def test_interactive_oauth2_no_delegate_maps_to_authorization_code():
+    # LIT-3795: a non-delegated interactive oauth2 server resolves to authorization_code
+    # (gateway-stored per-user token), so the caller JWT is never forwarded upstream.
+    from litellm.proxy._experimental.mcp_server.v2_resolver_bridge import (
+        _to_server_spec,
+    )
+    from litellm.proxy.gateway.mcp.outbound_credentials.types import (
+        AuthorizationCodeConfig,
+    )
+
+    server = MCPServer(
+        server_id="oa1",
+        name="oa1",
+        transport=MCPTransport.http,
+        url="https://up.example/mcp",
+        auth_type=MCPAuth.oauth2,
+        oauth2_flow="authorization_code",
+        delegate_auth_to_upstream=False,
+        client_id="cid",
+        client_secret="csecret",
+        authorization_url="https://idp/authorize",
+        token_url="https://idp/token",
+        scopes=["openid"],
+    )
+    spec = _to_server_spec(server)
+    assert spec is not None
+    assert isinstance(spec.config, AuthorizationCodeConfig)
+    assert spec.config.token_url == "https://idp/token"
+    assert spec.config.client_id == "cid"
+
+
+async def test_interactive_oauth2_delegate_maps_to_passthrough():
+    from litellm.proxy._experimental.mcp_server.v2_resolver_bridge import (
+        _to_server_spec,
+    )
+    from litellm.proxy.gateway.mcp.outbound_credentials.types import PassthroughConfig
+
+    server = MCPServer(
+        server_id="oa2",
+        name="oa2",
+        transport=MCPTransport.http,
+        url="https://up.example/mcp",
+        auth_type=MCPAuth.oauth2,
+        oauth2_flow="authorization_code",
+        delegate_auth_to_upstream=True,
+    )
+    spec = _to_server_spec(server)
+    assert spec is not None
+    assert isinstance(spec.config, PassthroughConfig)
+
+
+async def test_none_oauth_passthrough_maps_to_passthrough():
+    from litellm.proxy._experimental.mcp_server.v2_resolver_bridge import (
+        _to_server_spec,
+    )
+    from litellm.proxy.gateway.mcp.outbound_credentials.types import PassthroughConfig
+
+    server = MCPServer(
+        server_id="pt1",
+        name="pt1",
+        transport=MCPTransport.http,
+        url="https://up.example/mcp",
+        auth_type=MCPAuth.none,
+        oauth_passthrough=True,
+        extra_headers=["Authorization"],
+    )
+    spec = _to_server_spec(server)
+    assert spec is not None
+    assert isinstance(spec.config, PassthroughConfig)
+
+
+async def test_none_without_passthrough_maps_to_none():
+    from litellm.proxy._experimental.mcp_server.v2_resolver_bridge import (
+        _to_server_spec,
+    )
+    from litellm.proxy.gateway.mcp.outbound_credentials.types import NoneConfig
+
+    server = MCPServer(
+        server_id="n1",
+        name="n1",
+        transport=MCPTransport.http,
+        url="https://up.example/mcp",
+        auth_type=MCPAuth.none,
+    )
+    spec = _to_server_spec(server)
+    assert spec is not None
+    assert isinstance(spec.config, NoneConfig)