diff --git a/litellm/proxy/guardrails/guardrail_hooks/bedrock_guardrails.py b/litellm/proxy/guardrails/guardrail_hooks/bedrock_guardrails.py
index 228b31604a3..3ddf2a444c5 100644
--- a/litellm/proxy/guardrails/guardrail_hooks/bedrock_guardrails.py
+++ b/litellm/proxy/guardrails/guardrail_hooks/bedrock_guardrails.py
@@ -795,6 +795,33 @@ class BedrockGuardrail(CustomGuardrail, BaseAWSLLM):
         )
         return credentials, aws_region_name
 
+    @staticmethod
+    def _request_api_key_is_a_bedrock_credential(request_data: Mapping[str, Any] | None) -> bool:
+        """Whether ``request_data["api_key"]`` can be a Bedrock credential at all.
+
+        That field holds the key for the **LLM** call, not for this guardrail's own
+        ApplyGuardrail request. Credential-override routing
+        (``_apply_credential_overrides_from_model_config``) writes the caller's BYOK
+        provider key into it, so on a non-Bedrock deployment it is someone else's
+        secret: signing with it fails, and it would be sent to AWS as a bearer token.
+
+        Only a request that is itself Bedrock-routed can carry a key that is also
+        valid here. When the provider cannot be determined the old behaviour is kept,
+        so a clientside Bedrock key keeps working.
+        """
+        if not request_data:
+            return False
+        litellm_params: Final = request_data.get("litellm_params")
+        nested_provider: Final = (
+            litellm_params.get("custom_llm_provider") if isinstance(litellm_params, Mapping) else None
+        )
+        provider: Final = request_data.get("custom_llm_provider") or nested_provider
+        if provider:
+            return provider == "bedrock"
+        model: Final[str] = request_data.get("model") or ""
+        # A bare name gives nothing to route on, so leave it to the caller's config.
+        return "/" not in model or model.startswith("bedrock/")
+
     def _prepare_request(
         self,
         credentials,
@@ -937,7 +964,7 @@ class BedrockGuardrail(CustomGuardrail, BaseAWSLLM):
                     if key not in _BEDROCK_DYNAMIC_BODY_DENYLIST
                 }
             )
-            if request_data.get("api_key") is not None:
+            if request_data.get("api_key") is not None and self._request_api_key_is_a_bedrock_credential(request_data):
                 api_key = request_data["api_key"]
 
         event_type: Final = (
@@ -1914,7 +1941,11 @@ class BedrockGuardrail(CustomGuardrail, BaseAWSLLM):
             # Nothing to scan (e.g. tool-only turn) -> allow, like ApplyGuardrail does.
             return BedrockGuardrailResponse()
 
-        api_key: Final[str | None] = request_data.get("api_key") if request_data else None
+        api_key: Final[str | None] = (
+            request_data.get("api_key")
+            if request_data and self._request_api_key_is_a_bedrock_credential(request_data)
+            else None
+        )
         credentials, aws_region_name = await run_aws_signing(
             self._load_credentials, bearer_token=bedrock_bearer_token(api_key)
         )
diff --git a/tests/test_litellm/proxy/guardrails/guardrail_hooks/test_bedrock_guardrails.py b/tests/test_litellm/proxy/guardrails/guardrail_hooks/test_bedrock_guardrails.py
index 45ad336368c..fea83fa38cc 100644
--- a/tests/test_litellm/proxy/guardrails/guardrail_hooks/test_bedrock_guardrails.py
+++ b/tests/test_litellm/proxy/guardrails/guardrail_hooks/test_bedrock_guardrails.py
@@ -12,7 +12,6 @@ import httpx
 import pytest
 from fastapi import HTTPException
 
-
 import litellm
 from litellm.caching.caching import DualCache
 from litellm.exceptions import ModifyResponseException
@@ -6068,6 +6067,83 @@ async def test_bearer_token_never_runs_the_sigv4_credential_chain(monkeypatch):
     assert response["action"] == "NONE"
     assert mock_post.call_args.kwargs["headers"]["Authorization"] == "Bearer env-bearer-token-12345"
 
+class TestRequestApiKeyIsNotAlwaysABedrockCredential:
+    """request_data["api_key"] is the LLM call's key, not this guardrail's.
+
+    Credential-override routing writes the caller's BYOK provider key into that
+    field, so on a non-Bedrock deployment using it as an ApplyGuardrail bearer
+    token both fails signing with a 403 and sends the caller's third-party secret
+    to AWS (issue #37872).
+    """
+
+    @staticmethod
+    def _guardrail():
+        return BedrockGuardrail(guardrailIdentifier="gid", guardrailVersion="DRAFT")
+
+    @pytest.mark.parametrize(
+        "request_data, expected",
+        [
+            # BYOK credential override on a non-Bedrock deployment: never a Bedrock key.
+            ({"model": "nvidia_nim/meta/llama-3.1-8b", "api_key": "nvapi-xxx"}, False),
+            ({"model": "openrouter/anthropic/claude-3", "api_key": "sk-or-xxx"}, False),
+            ({"custom_llm_provider": "nvidia_nim", "model": "meta/llama", "api_key": "nvapi-xxx"}, False),
+            # Bedrock-routed requests keep the existing clientside-key behaviour.
+            ({"model": "bedrock/anthropic.claude-3", "api_key": "bedrock-key"}, True),
+            ({"custom_llm_provider": "bedrock", "model": "anthropic.claude-3", "api_key": "k"}, True),
+            ({"litellm_params": {"custom_llm_provider": "bedrock"}, "model": "x/y", "api_key": "k"}, True),
+            # Nothing to route on: unchanged, so a clientside Bedrock key still works.
+            ({"model": "claude-sonnet", "api_key": "k"}, True),
+            ({"api_key": "k"}, True),
+            # No request data at all.
+            (None, False),
+            ({}, False),
+        ],
+    )
+    def test_only_a_bedrock_routed_request_yields_a_bedrock_credential(self, request_data, expected):
+        assert self._guardrail()._request_api_key_is_a_bedrock_credential(request_data) is expected
+
+    def test_byok_key_is_not_sent_to_aws_as_a_bearer_token(self):
+        """End to end through _prepare_request: the NIM key must not become Authorization."""
+        guardrail = self._guardrail()
+        credentials = MagicMock()
+        credentials.access_key, credentials.secret_key, credentials.token = "ak", "sk", None
+        request_data = {"model": "nvidia_nim/meta/llama-3.1-8b", "api_key": "nvapi-SECRET"}
+
+        api_key = request_data["api_key"] if guardrail._request_api_key_is_a_bedrock_credential(request_data) else None
+        with patch.dict(os.environ, {}, clear=False):
+            os.environ.pop("AWS_BEARER_TOKEN_BEDROCK", None)
+            prepped = guardrail._prepare_request(
+                credentials=credentials,
+                data={"source": "INPUT", "content": [{"text": {"text": "hi"}}]},
+                optional_params={},
+                aws_region_name="us-east-1",
+                api_key=api_key,
+            )
+
+        assert "nvapi-SECRET" not in str(dict(prepped.headers))
+        assert prepped.headers.get("Authorization", "") != "Bearer nvapi-SECRET"
+
+    def test_an_explicit_bedrock_key_still_becomes_the_bearer_token(self):
+        """Control: _prepare_request is untouched, so it passes with or without the fix.
+
+        Written against _prepare_request directly rather than through the new helper,
+        so it proves the capability the api_key field exists for is not regressed.
+        """
+        guardrail = self._guardrail()
+        credentials = MagicMock()
+        credentials.access_key, credentials.secret_key, credentials.token = "ak", "sk", None
+
+        api_key = "bedrock-KEY"
+        prepped = guardrail._prepare_request(
+            credentials=credentials,
+            data={"source": "INPUT", "content": [{"text": {"text": "hi"}}]},
+            optional_params={},
+            aws_region_name="us-east-1",
+            api_key=api_key,
+        )
+
+        assert prepped.headers.get("Authorization") == "Bearer bedrock-KEY"
+
 
 @pytest.mark.asyncio
 async def test_apply_guardrail_signs_off_the_event_loop(monkeypatch):
@@ -6100,3 +6176,4 @@ async def test_apply_guardrail_signs_off_the_event_loop(monkeypatch):
 
     assert response["action"] == "NONE"
     assert probe.served_during_refresh is True
+import os