diff --git a/litellm/completion_extras/litellm_responses_transformation/transformation.py b/litellm/completion_extras/litellm_responses_transformation/transformation.py
index ee3639ac387..bd2f420249c 100644
--- a/litellm/completion_extras/litellm_responses_transformation/transformation.py
+++ b/litellm/completion_extras/litellm_responses_transformation/transformation.py
@@ -2130,7 +2130,7 @@ class OpenAiResponsesToChatCompletionStreamIterator(BaseModelResponseIterator):
                 return ModelResponseStream(
                     choices=[
                         StreamingChoices(
-                            index=cast(int, parsed_chunk.get("summary_index")),
+                            index=0,
                             delta=Delta(reasoning_content=content_part),
                         )
                     ]
diff --git a/litellm/litellm_core_utils/streaming_chunk_builder_utils.py b/litellm/litellm_core_utils/streaming_chunk_builder_utils.py
index bfbf01d6329..d9f5eb640af 100644
--- a/litellm/litellm_core_utils/streaming_chunk_builder_utils.py
+++ b/litellm/litellm_core_utils/streaming_chunk_builder_utils.py
@@ -385,8 +385,8 @@ class ChunkProcessor:
                 return "assistant"
 
     @staticmethod
-    def _finish_reason_of_chunks(chunks: Sequence["_BaseChunk"]) -> object:
-        finish_reason = "stop"
+    def _finish_reason_of_chunks(chunks: Sequence["_BaseChunk"], unreported: str = "stop") -> object:
+        finish_reason = unreported
         for chunk in chunks:
             if "choices" in chunk and len(chunk["choices"]) > 0:
                 chunk_finish_reason = None
@@ -402,7 +402,9 @@ class ChunkProcessor:
     def build_base_choice(index: int, chunks: Sequence["_BaseChunk"]) -> Choices:
         return Choices(
             index=index,
-            finish_reason=ChunkProcessor._finish_reason_of_chunks(chunks),
+            finish_reason=ChunkProcessor._finish_reason_of_chunks(
+                chunks, unreported="tool_calls" if _carries_tool_calls(chunks) else "stop"
+            ),
             message={"role": ChunkProcessor._get_role_from_chunks(chunks), "content": ""},
         )
 
@@ -1532,6 +1534,13 @@ def _stream_choice_index(choice: object) -> int:
     return index if isinstance(index, int) else 0
 
 
+def _carries_tool_calls(chunks: Sequence[_BaseChunk]) -> bool:
+    return any(
+        "tool_calls" in choice["delta"] and choice["delta"]["tool_calls"]
+        for choice in chain.from_iterable(chunk.get("choices") or () for chunk in chunks)
+    )
+
+
 def _choice_streams(chunks: Sequence[_BaseChunk]) -> tuple[tuple[int, Sequence[_BaseChunk]], ...]:
     indices: Final = sorted(
         frozenset(map(_stream_choice_index, chain.from_iterable(chunk.get("choices") or () for chunk in chunks)))
diff --git a/litellm/llms/openai/chat/guardrail_translation/handler.py b/litellm/llms/openai/chat/guardrail_translation/handler.py
index 3070bedd30d..5c5204ef2f4 100644
--- a/litellm/llms/openai/chat/guardrail_translation/handler.py
+++ b/litellm/llms/openai/chat/guardrail_translation/handler.py
@@ -687,11 +687,6 @@ class OpenAIChatCompletionsHandler(BaseTranslation):
         responses_so_far: Sequence["ModelResponseStream"],
         litellm_logging_obj: "LiteLLMLoggingObj | None",
     ) -> "ModelResponse":
-        """``stream_chunk_builder`` folds every choice of a stream into one index-0
-        choice, so the stream is rebuilt one choice index at a time (every chunk
-        kept, its choices narrowed to that index, so usage-only chunks still
-        count) and the rebuilt choices are stitched into one response, each
-        carrying the index the stream gave it."""
         choice_indices: Final = tuple(
             sorted(frozenset(choice.index for response in responses_so_far for choice in response.choices))
         )
diff --git a/tests/unit/completion_extras/litellm_responses_transformation/test_completion_extras_litellm_responses_transformation_transformation.py b/tests/unit/completion_extras/litellm_responses_transformation/test_completion_extras_litellm_responses_transformation_transformation.py
index 46f1dbf2e7a..433ef473296 100644
--- a/tests/unit/completion_extras/litellm_responses_transformation/test_completion_extras_litellm_responses_transformation_transformation.py
+++ b/tests/unit/completion_extras/litellm_responses_transformation/test_completion_extras_litellm_responses_transformation_transformation.py
@@ -418,6 +418,35 @@ def test_openai_responses_chunk_parser_reasoning_summary():
     assert delta.function_call is None
 
 
+def test_bridged_reasoning_summary_parts_rebuild_into_the_one_choice_they_streamed_on():
+    from litellm.completion_extras.litellm_responses_transformation.transformation import (
+        OpenAiResponsesToChatCompletionStreamIterator,
+    )
+
+    iterator = OpenAiResponsesToChatCompletionStreamIterator(streaming_response=None, sync_stream=True)
+    events = (
+        {
+            "type": "response.reasoning_summary_text.delta",
+            "delta": "First part.",
+            "output_index": 0,
+            "summary_index": 0,
+        },
+        {
+            "type": "response.reasoning_summary_text.delta",
+            "delta": "Second part.",
+            "output_index": 0,
+            "summary_index": 1,
+        },
+        {"type": "response.output_text.delta", "delta": "Answer", "output_index": 1, "content_index": 0},
+    )
+
+    rebuilt = litellm.stream_chunk_builder(chunks=[iterator.chunk_parser(event) for event in events])
+
+    assert [(choice.index, choice.message.reasoning_content, choice.message.content) for choice in rebuilt.choices] == [
+        (0, "First part.Second part.", "Answer")
+    ]
+
+
 def test_chunk_parser_string_output_text_delta_produces_text():
     from litellm.completion_extras.litellm_responses_transformation.transformation import (
         OpenAiResponsesToChatCompletionStreamIterator,
diff --git a/tests/unit/litellm_core_utils/test_streaming_chunk_builder_utils.py b/tests/unit/litellm_core_utils/test_streaming_chunk_builder_utils.py
index 7b1f7a62fd3..d2969295c4d 100644
--- a/tests/unit/litellm_core_utils/test_streaming_chunk_builder_utils.py
+++ b/tests/unit/litellm_core_utils/test_streaming_chunk_builder_utils.py
@@ -1339,6 +1339,39 @@ def test_stream_chunk_builder_rebuilds_each_choice_of_a_multi_choice_text_stream
     ]
 
 
+def test_stream_chunk_builder_gives_a_choice_without_a_finish_chunk_the_finish_reason_its_content_implies():
+    def chunk(choice_index: int, delta: Delta, finish_reason: str | None = None) -> ModelResponseStream:
+        return ModelResponseStream(
+            id="chatcmpl-123",
+            object="chat.completion.chunk",
+            created=1234567890,
+            model="gpt-4.1-mini",
+            choices=[StreamingChoices(index=choice_index, delta=delta, finish_reason=finish_reason)],
+        )
+
+    def tool_call(call_id: str) -> list[ChatCompletionDeltaToolCall]:
+        return [
+            ChatCompletionDeltaToolCall(
+                id=call_id, index=0, type="function", function=Function(name="lookup_fruit", arguments="{}")
+            )
+        ]
+
+    response = stream_chunk_builder(
+        chunks=[
+            chunk(0, Delta(tool_calls=tool_call("call_a"))),
+            chunk(1, Delta(tool_calls=tool_call("call_b"))),
+            chunk(2, Delta(content="Kiwis are fuzzy.")),
+            chunk(0, Delta(), finish_reason="tool_calls"),
+        ]
+    )
+
+    assert [(choice.index, choice.finish_reason) for choice in response.choices] == [
+        (0, "tool_calls"),
+        (1, "tool_calls"),
+        (2, "stop"),
+    ]
+
+
 def test_stream_chunk_builder_keeps_each_choices_function_call_annotations_and_images_on_that_choice():
     def chunk(choice_index: int, delta: Delta) -> ModelResponseStream:
         return ModelResponseStream(