diff --git a/litellm/proxy/hooks/proxy_track_cost_callback.py b/litellm/proxy/hooks/proxy_track_cost_callback.py
index 687badfa09f..6a9c3a095e6 100644
--- a/litellm/proxy/hooks/proxy_track_cost_callback.py
+++ b/litellm/proxy/hooks/proxy_track_cost_callback.py
@@ -85,18 +85,21 @@ def _mapping_or_attribute(value: object, key: str) -> object:
     return getattr(value, key, None)
 
 
-def _response_invoked_fusion(response: object) -> bool:
+def _response_requires_fusion_continuation(response: object) -> bool:
     choices: Final = _mapping_or_attribute(response, "choices")
     if not isinstance(choices, Sequence) or isinstance(choices, (str, bytes)) or not choices:
         return False
     message: Final = _mapping_or_attribute(choices[0], "message")
     tool_calls: Final = _mapping_or_attribute(message, "tool_calls")
-    if not isinstance(tool_calls, Sequence) or isinstance(tool_calls, (str, bytes)):
+    if not isinstance(tool_calls, Sequence) or isinstance(tool_calls, (str, bytes)) or not tool_calls:
         return False
-    return any(
-        _mapping_or_attribute(_mapping_or_attribute(tool_call, "function"), "name") == _FUSION_TOOL_NAME
-        for tool_call in tool_calls
+    tool_names: Final = tuple(
+        _mapping_or_attribute(_mapping_or_attribute(tool_call, "function"), "name") for tool_call in tool_calls
     )
+    # Fusion drops its private call and immediately returns any client tool call
+    # emitted alongside it. Only a Fusion-only response has a continuation whose
+    # cost callback can safely reconcile the shared reservation later.
+    return _FUSION_TOOL_NAME in tool_names and all(name == _FUSION_TOOL_NAME for name in tool_names)
 
 
 def _should_defer_fusion_budget_reconciliation(
@@ -110,7 +113,9 @@ def _should_defer_fusion_budget_reconciliation(
     if origin != "fusion_initial":
         return False
     complete_stream: Final = kwargs.get("complete_streaming_response")
-    return _response_invoked_fusion(completion_response) or _response_invoked_fusion(complete_stream)
+    return _response_requires_fusion_continuation(
+        complete_stream if complete_stream is not None else completion_response
+    )
 
 
 def _accumulate_fusion_cost(
diff --git a/tests/test_litellm/proxy/hooks/test_proxy_track_cost_callback.py b/tests/test_litellm/proxy/hooks/test_proxy_track_cost_callback.py
index 71b8823be3d..c40fa9322fe 100644
--- a/tests/test_litellm/proxy/hooks/test_proxy_track_cost_callback.py
+++ b/tests/test_litellm/proxy/hooks/test_proxy_track_cost_callback.py
@@ -13,6 +13,7 @@ from litellm.proxy.hooks.proxy_track_cost_callback import (
     _failure_should_leave_fusion_reservation_open,
     _get_budget_reservation_from_metadata,
     _ProxyDBLogger,
+    _should_defer_fusion_budget_reconciliation,
     _should_track_cost_callback,
     _update_database_and_spend_counters,
 )
@@ -732,6 +733,42 @@ async def test_fusion_hidden_costs_accumulate_then_continuation_reconciles_once(
         assert increment.await_args.kwargs["budget_reservation"] is reservation
 
 
+def test_mixed_fusion_and_client_tool_calls_reconcile_on_the_initial_response():
+    def response_with_tools(*tool_names: str) -> litellm.ModelResponse:
+        return litellm.ModelResponse(
+            choices=[
+                {
+                    "finish_reason": "tool_calls",
+                    "message": {
+                        "role": "assistant",
+                        "tool_calls": [
+                            {
+                                "id": f"call-{index}",
+                                "type": "function",
+                                "function": {"name": name, "arguments": "{}"},
+                            }
+                            for index, name in enumerate(tool_names)
+                        ],
+                    },
+                }
+            ]
+        )
+
+    pure_fusion_response = response_with_tools("litellm_fusion")
+    mixed_response = response_with_tools("litellm_fusion", "send_email")
+    metadata = {"internal_call_origin": "fusion_initial"}
+
+    assert _should_defer_fusion_budget_reconciliation(metadata, pure_fusion_response, {})
+    assert not _should_defer_fusion_budget_reconciliation(metadata, mixed_response, {})
+    # Streaming callbacks may expose a partial chunk separately. The complete
+    # response is authoritative for whether Fusion will actually continue.
+    assert not _should_defer_fusion_budget_reconciliation(
+        metadata,
+        pure_fusion_response,
+        {"complete_streaming_response": mixed_response},
+    )
+
+
 @pytest.mark.asyncio
 async def test_cached_fusion_hidden_call_accumulates_zero_cost():
     logger = _ProxyDBLogger()