Implement Phase 6R-AD provider billing settlement shell

UnrealHyperTwist/Source/UnrealHyperTwist/Private/HyperTwistBootstrap/HyperTwistContractLibrary.cpp

@@ -1086,6 +1086,68 @@ namespace HyperTwistContractLibraryInternal
 		return Profile;
 	}
 
+	FHyperTwistSpeechProviderBillingSettlementShellProfile
+	MakeDefaultSpeechProviderBillingSettlementShellProfile(const FString& ProfileId)
+	{
+		FHyperTwistSpeechProviderBillingSettlementShellProfile Profile;
+		Profile.BillingSettlementShellProfileId = ProfileId;
+		Profile.ShellKind = TEXT("operator-provider-billing-settlement");
+		Profile.SettlementSurfaceMode = TEXT("posted-charge-settlement-assessment");
+		Profile.InvoiceReconciliationMode = TEXT("estimate-versus-provider-invoice");
+		Profile.RefreshActionId = TEXT("refresh-provider-billing-settlement");
+		Profile.InvoiceReconciliationActionId = TEXT("inspect-provider-invoice-reconciliation");
+		Profile.SettlementReadinessActionId = TEXT("review-provider-settlement-readiness");
+		Profile.RouteInspectActionId = TEXT("inspect-provider-route");
+		Profile.BudgetInspectActionId = TEXT("review-provider-budget");
+		Profile.RetainedSettlementEntryLimit = 12;
+		Profile.bSupportsSettlementTimeline = true;
+		Profile.bSupportsInvoiceReconciliation = true;
+		Profile.bSupportsSettlementReadinessReview = true;
+		Profile.bSupportsEstimateOnlyFallback = true;
+		Profile.bPreservesFirstPartySettlementOwnership = true;
+
+		auto AddPanel = [&Profile](
+			const TCHAR* PanelId,
+			const TCHAR* PanelKind,
+			const TCHAR* AnchorId,
+			const bool bVisibleByDefault
+		)
+		{
+			FHyperTwistSpeechShellPanelLayout Panel;
+			Panel.PanelId = PanelId;
+			Panel.PanelKind = PanelKind;
+			Panel.AnchorId = AnchorId;
+			Panel.bVisibleByDefault = bVisibleByDefault;
+			Profile.Panels.Add(Panel);
+		};
+
+		auto AddAction = [&Profile](
+			const TCHAR* ActionId,
+			const TCHAR* InputBinding,
+			const TCHAR* SurfaceId
+		)
+		{
+			FHyperTwistSpeechShellActionBinding ActionBinding;
+			ActionBinding.ActionId = ActionId;
+			ActionBinding.InputBinding = InputBinding;
+			ActionBinding.SurfaceId = SurfaceId;
+			Profile.ActionBindings.Add(ActionBinding);
+		};
+
+		AddPanel(TEXT("settlement-timeline-card"), TEXT("settlement-timeline-card"), TEXT("top-left"), true);
+		AddPanel(TEXT("invoice-reconciliation-card"), TEXT("invoice-reconciliation-card"), TEXT("top-right"), true);
+		AddPanel(TEXT("settlement-summary-card"), TEXT("settlement-summary-card"), TEXT("left-stack-below-settlement"), true);
+		AddPanel(TEXT("settlement-readiness-card"), TEXT("settlement-readiness-card"), TEXT("right-stack-below-reconciliation"), true);
+
+		AddAction(TEXT("refresh-provider-billing-settlement"), TEXT("F8"), TEXT("settlement-timeline-card"));
+		AddAction(TEXT("inspect-provider-invoice-reconciliation"), TEXT("R"), TEXT("invoice-reconciliation-card"));
+		AddAction(TEXT("review-provider-settlement-readiness"), TEXT("S"), TEXT("settlement-readiness-card"));
+		AddAction(TEXT("inspect-provider-route"), TEXT("P"), TEXT("settlement-summary-card"));
+		AddAction(TEXT("review-provider-budget"), TEXT("B"), TEXT("settlement-readiness-card"));
+		AddAction(TEXT("close-speech-session"), TEXT("Escape"), TEXT("session-root"));
+		return Profile;
+	}
+
 	FHyperTwistSpeechModelPayloadDescriptor MakeSpeechModelPayloadDescriptor(
 		const TCHAR* PayloadId,
 		const TCHAR* PayloadKind,
@@ -1173,7 +1235,10 @@ namespace HyperTwistContractLibraryInternal
 			TEXT("providerUsageCostSummaryCopy"),
 			TEXT("providerReceiptReviewShell"),
 			TEXT("providerPostedChargeInspection"),
-			TEXT("providerChargeVarianceReview")
+			TEXT("providerChargeVarianceReview"),
+			TEXT("providerBillingSettlementShell"),
+			TEXT("providerInvoiceReconciliation"),
+			TEXT("providerSettlementReadinessReview")
 		};
 	}
 
@@ -2411,6 +2476,12 @@ FHyperTwistSpeechSessionConfig UHyperTwistContractLibrary::MakeSampleSpeechSessi
 		HyperTwistContractLibraryInternal::MakeDefaultSpeechProviderReceiptReviewShellProfile(
 			Config.ProviderReceiptReviewShellProfileId
 		);
+	Config.ProviderBillingSettlementShellProfileId =
+		TEXT("speech-provider-billing-settlement-shell-v1");
+	Config.ProviderBillingSettlementShellProfileDefinition =
+		HyperTwistContractLibraryInternal::MakeDefaultSpeechProviderBillingSettlementShellProfile(
+			Config.ProviderBillingSettlementShellProfileId
+		);
 	Config.PayloadCustodyProfileId = TEXT("downloadable-model-payload-custody-v1");
 	Config.PayloadCustodyProfileDefinition =
 		HyperTwistContractLibraryInternal::MakeDefaultSpeechPayloadCustodyProfile(
@@ -2527,7 +2598,10 @@ FHyperTwistSpeechServiceHealth UHyperTwistContractLibrary::MakeMockSpeechService
 		TEXT("providerUsageCostSummaryCopy"),
 		TEXT("providerReceiptReviewShell"),
 		TEXT("providerPostedChargeInspection"),
-		TEXT("providerChargeVarianceReview")
+		TEXT("providerChargeVarianceReview"),
+		TEXT("providerBillingSettlementShell"),
+		TEXT("providerInvoiceReconciliation"),
+		TEXT("providerSettlementReadinessReview")
 	};
 	Health.SupportedOrchestrationProfiles = {
 		TEXT("python-batch-transcribe-v1")

UnrealHyperTwist/Source/UnrealHyperTwist/Private/HyperTwistRecognition/HyperTwistHttpSpeechClient.cpp

@@ -350,7 +350,10 @@ FHyperTwistSpeechServiceHealth UHyperTwistHttpSpeechClient::GetSpeechServiceHeal
 		TEXT("providerUsageCostSummaryCopy"),
 		TEXT("providerReceiptReviewShell"),
 		TEXT("providerPostedChargeInspection"),
-		TEXT("providerChargeVarianceReview")
+		TEXT("providerChargeVarianceReview"),
+		TEXT("providerBillingSettlementShell"),
+		TEXT("providerInvoiceReconciliation"),
+		TEXT("providerSettlementReadinessReview")
 	};
 	Health.SupportedOrchestrationProfiles = {
 		TEXT("python-batch-transcribe-v1")
@@ -433,7 +436,10 @@ FHyperTwistSpeechServiceHealth UHyperTwistHttpSpeechClient::GetSpeechServiceHeal
 			TEXT("providerUsageCostSummaryCopy"),
 			TEXT("providerReceiptReviewShell"),
 			TEXT("providerPostedChargeInspection"),
-			TEXT("providerChargeVarianceReview")
+			TEXT("providerChargeVarianceReview"),
+			TEXT("providerBillingSettlementShell"),
+			TEXT("providerInvoiceReconciliation"),
+			TEXT("providerSettlementReadinessReview")
 		};
 		Health.SupportedOrchestrationProfiles = {
 			TEXT("python-batch-transcribe-v1")
@@ -501,6 +507,9 @@ FHyperTwistSpeechServiceHealth UHyperTwistHttpSpeechClient::GetSpeechServiceHeal
 	Health.Capabilities.AddUnique(TEXT("providerReceiptReviewShell"));
 	Health.Capabilities.AddUnique(TEXT("providerPostedChargeInspection"));
 	Health.Capabilities.AddUnique(TEXT("providerChargeVarianceReview"));
+	Health.Capabilities.AddUnique(TEXT("providerBillingSettlementShell"));
+	Health.Capabilities.AddUnique(TEXT("providerInvoiceReconciliation"));
+	Health.Capabilities.AddUnique(TEXT("providerSettlementReadinessReview"));
 	Health.SupportedOrchestrationProfiles.AddUnique(TEXT("python-batch-transcribe-v1"));
 	if (Health.ProviderProfileId.IsEmpty())
 	{

UnrealHyperTwist/Source/UnrealHyperTwist/Private/HyperTwistRecognition/HyperTwistMockSpeechClient.cpp

@@ -155,6 +155,9 @@ FHyperTwistSpeechServiceHealth UHyperTwistMockSpeechClient::GetSpeechServiceHeal
 	Health.Capabilities.AddUnique(TEXT("providerReceiptReviewShell"));
 	Health.Capabilities.AddUnique(TEXT("providerPostedChargeInspection"));
 	Health.Capabilities.AddUnique(TEXT("providerChargeVarianceReview"));
+	Health.Capabilities.AddUnique(TEXT("providerBillingSettlementShell"));
+	Health.Capabilities.AddUnique(TEXT("providerInvoiceReconciliation"));
+	Health.Capabilities.AddUnique(TEXT("providerSettlementReadinessReview"));
 	Health.SupportedOrchestrationProfiles.AddUnique(TEXT("python-batch-transcribe-v1"));
 	return Health;
 }

UnrealHyperTwist/Source/UnrealHyperTwist/Private/HyperTwistTraining/HyperTwistTrainingSubsystem.cpp

@@ -2931,6 +2931,11 @@ namespace HyperTwistTrainingSubsystemInternal
 		const FHyperTwistTrainingCompanionSpeechSessionState* PriorState
 	);
 
+	FHyperTwistSpeechProviderBillingSettlementShellState BuildSpeechProviderBillingSettlementShellState(
+		const FHyperTwistSpeechSessionConfig& SessionConfig,
+		const FHyperTwistTrainingCompanionSpeechSessionState* PriorState
+	);
+
 	FHyperTwistSpeechMicrophoneShellProfile BuildDefaultCoachCommandMicrophoneShellProfile(const FString& ProfileId)
 	{
 		FHyperTwistSpeechMicrophoneShellProfile Profile;
@@ -3176,6 +3181,68 @@ namespace HyperTwistTrainingSubsystemInternal
 		return Profile;
 	}
 
+	FHyperTwistSpeechProviderBillingSettlementShellProfile
+	BuildDefaultSpeechProviderBillingSettlementShellProfile(const FString& ProfileId)
+	{
+		FHyperTwistSpeechProviderBillingSettlementShellProfile Profile;
+		Profile.BillingSettlementShellProfileId = ProfileId;
+		Profile.ShellKind = TEXT("operator-provider-billing-settlement");
+		Profile.SettlementSurfaceMode = TEXT("posted-charge-settlement-assessment");
+		Profile.InvoiceReconciliationMode = TEXT("estimate-versus-provider-invoice");
+		Profile.RefreshActionId = TEXT("refresh-provider-billing-settlement");
+		Profile.InvoiceReconciliationActionId = TEXT("inspect-provider-invoice-reconciliation");
+		Profile.SettlementReadinessActionId = TEXT("review-provider-settlement-readiness");
+		Profile.RouteInspectActionId = TEXT("inspect-provider-route");
+		Profile.BudgetInspectActionId = TEXT("review-provider-budget");
+		Profile.RetainedSettlementEntryLimit = 12;
+		Profile.bSupportsSettlementTimeline = true;
+		Profile.bSupportsInvoiceReconciliation = true;
+		Profile.bSupportsSettlementReadinessReview = true;
+		Profile.bSupportsEstimateOnlyFallback = true;
+		Profile.bPreservesFirstPartySettlementOwnership = true;
+
+		auto AddPanel = [&Profile](
+			const TCHAR* PanelId,
+			const TCHAR* PanelKind,
+			const TCHAR* AnchorId,
+			const bool bVisibleByDefault
+		)
+		{
+			FHyperTwistSpeechShellPanelLayout Panel;
+			Panel.PanelId = PanelId;
+			Panel.PanelKind = PanelKind;
+			Panel.AnchorId = AnchorId;
+			Panel.bVisibleByDefault = bVisibleByDefault;
+			Profile.Panels.Add(Panel);
+		};
+
+		auto AddAction = [&Profile](
+			const TCHAR* ActionId,
+			const TCHAR* InputBinding,
+			const TCHAR* SurfaceId
+		)
+		{
+			FHyperTwistSpeechShellActionBinding ActionBinding;
+			ActionBinding.ActionId = ActionId;
+			ActionBinding.InputBinding = InputBinding;
+			ActionBinding.SurfaceId = SurfaceId;
+			Profile.ActionBindings.Add(ActionBinding);
+		};
+
+		AddPanel(TEXT("settlement-timeline-card"), TEXT("settlement-timeline-card"), TEXT("top-left"), true);
+		AddPanel(TEXT("invoice-reconciliation-card"), TEXT("invoice-reconciliation-card"), TEXT("top-right"), true);
+		AddPanel(TEXT("settlement-summary-card"), TEXT("settlement-summary-card"), TEXT("left-stack-below-settlement"), true);
+		AddPanel(TEXT("settlement-readiness-card"), TEXT("settlement-readiness-card"), TEXT("right-stack-below-reconciliation"), true);
+
+		AddAction(TEXT("refresh-provider-billing-settlement"), TEXT("F8"), TEXT("settlement-timeline-card"));
+		AddAction(TEXT("inspect-provider-invoice-reconciliation"), TEXT("R"), TEXT("invoice-reconciliation-card"));
+		AddAction(TEXT("review-provider-settlement-readiness"), TEXT("S"), TEXT("settlement-readiness-card"));
+		AddAction(TEXT("inspect-provider-route"), TEXT("P"), TEXT("settlement-summary-card"));
+		AddAction(TEXT("review-provider-budget"), TEXT("B"), TEXT("settlement-readiness-card"));
+		AddAction(TEXT("close-speech-session"), TEXT("Escape"), TEXT("session-root"));
+		return Profile;
+	}
+
 	FHyperTwistSpeechModelPayloadDescriptor MakeSpeechModelPayloadDescriptor(
 		const TCHAR* PayloadId,
 		const TCHAR* PayloadKind,
@@ -3263,7 +3330,10 @@ namespace HyperTwistTrainingSubsystemInternal
 			TEXT("providerUsageCostSummaryCopy"),
 			TEXT("providerReceiptReviewShell"),
 			TEXT("providerPostedChargeInspection"),
-			TEXT("providerChargeVarianceReview")
+			TEXT("providerChargeVarianceReview"),
+			TEXT("providerBillingSettlementShell"),
+			TEXT("providerInvoiceReconciliation"),
+			TEXT("providerSettlementReadinessReview")
 		};
 	}
 
@@ -3958,6 +4028,26 @@ namespace HyperTwistTrainingSubsystemInternal
 		}
 		SessionConfig.ProviderReceiptReviewShellProfileId =
 			SessionConfig.ProviderReceiptReviewShellProfileDefinition.ReceiptReviewShellProfileId;
+		if (SessionConfig.ProviderBillingSettlementShellProfileId.IsEmpty()
+			&& SessionConfig.ProviderBillingSettlementShellProfileDefinition.IsStructurallyValid())
+		{
+			SessionConfig.ProviderBillingSettlementShellProfileId =
+				SessionConfig.ProviderBillingSettlementShellProfileDefinition.BillingSettlementShellProfileId;
+		}
+		if (SessionConfig.ProviderBillingSettlementShellProfileId.IsEmpty())
+		{
+			SessionConfig.ProviderBillingSettlementShellProfileId =
+				TEXT("speech-provider-billing-settlement-shell-v1");
+		}
+		if (!SessionConfig.ProviderBillingSettlementShellProfileDefinition.IsStructurallyValid())
+		{
+			SessionConfig.ProviderBillingSettlementShellProfileDefinition =
+				BuildDefaultSpeechProviderBillingSettlementShellProfile(
+					SessionConfig.ProviderBillingSettlementShellProfileId
+				);
+		}
+		SessionConfig.ProviderBillingSettlementShellProfileId =
+			SessionConfig.ProviderBillingSettlementShellProfileDefinition.BillingSettlementShellProfileId;
 	}
 
 	void ApplySpeechProviderProfileHealthDefaults(
@@ -4296,6 +4386,9 @@ namespace HyperTwistTrainingSubsystemInternal
 		Health.Capabilities.AddUnique(TEXT("providerReceiptReviewShell"));
 		Health.Capabilities.AddUnique(TEXT("providerPostedChargeInspection"));
 		Health.Capabilities.AddUnique(TEXT("providerChargeVarianceReview"));
+		Health.Capabilities.AddUnique(TEXT("providerBillingSettlementShell"));
+		Health.Capabilities.AddUnique(TEXT("providerInvoiceReconciliation"));
+		Health.Capabilities.AddUnique(TEXT("providerSettlementReadinessReview"));
 	}
 
 	bool IsSpeechPermissionError(const FString& ErrorText)
@@ -5469,6 +5562,361 @@ namespace HyperTwistTrainingSubsystemInternal
 		}
 	}
 
+	FString BuildSpeechProviderBillingSettlementSourceKind(
+		const FHyperTwistSpeechProviderReceiptReviewEntry& ReceiptEntry
+	)
+	{
+		if (ReceiptEntry.SourceKind.Contains(TEXT("fallback"), ESearchCase::IgnoreCase))
+		{
+			return TEXT("receipt-review-fallback-health");
+		}
+
+		if (ReceiptEntry.bHasProviderPostedCharge)
+		{
+			return TEXT("receipt-review-derived-posted-charge");
+		}
+
+		if (ReceiptEntry.bEstimateOnly)
+		{
+			return TEXT("receipt-review-derived-estimate-only");
+		}
+
+		return TEXT("receipt-review-derived-mixed");
+	}
+
+	FHyperTwistSpeechProviderBillingSettlementEntry BuildSpeechProviderBillingSettlementEntry(
+		const FHyperTwistSpeechProviderReceiptReviewEntry& ReceiptEntry,
+		const FString& SettlementWindowId
+	)
+	{
+		FHyperTwistSpeechProviderBillingSettlementEntry Entry;
+		Entry.SettlementEntryId = FString::Printf(
+			TEXT("speech-provider-settlement-entry/%s"),
+			*ReceiptEntry.ReceiptEntryId
+		);
+		Entry.SourceKind = BuildSpeechProviderBillingSettlementSourceKind(ReceiptEntry);
+		Entry.ReceiptEntryId = ReceiptEntry.ReceiptEntryId;
+		Entry.HistoryEntryId = ReceiptEntry.HistoryEntryId;
+		Entry.ProviderProfileId = ReceiptEntry.ProviderProfileId;
+		Entry.ServiceLaneId = ReceiptEntry.ServiceLaneId;
+		Entry.PricingSourceId = ReceiptEntry.PricingSourceId;
+		Entry.ChargeWindowId = ReceiptEntry.ChargeWindowId;
+		Entry.SettlementWindowId = SettlementWindowId.IsEmpty()
+			? TEXT("current-session")
+			: SettlementWindowId;
+		Entry.CapturedAtUtc = ReceiptEntry.CapturedAtUtc;
+		Entry.EstimatedCostUsd = ReceiptEntry.EstimatedCostUsd;
+		Entry.ReportedCostUsd = ReceiptEntry.ReportedCostUsd;
+		Entry.SettlementDeltaUsd = ReceiptEntry.AbsoluteVarianceUsd;
+		Entry.bHasProviderPostedCharge = ReceiptEntry.bHasProviderPostedCharge;
+		Entry.bRequiresManualReview =
+			ReceiptEntry.bHasProviderPostedCharge && !ReceiptEntry.bVarianceWithinTolerance;
+		Entry.bInvoiceReconciliationReady =
+			ReceiptEntry.bHasProviderPostedCharge && !Entry.bRequiresManualReview;
+		Entry.bSettlementBlocked = !Entry.bInvoiceReconciliationReady;
+
+		if (!ReceiptEntry.bHasProviderPostedCharge)
+		{
+			Entry.SettlementStateId = TEXT("awaiting-provider-posted-charge");
+			Entry.InvoiceReconciliationStateId = TEXT("invoice-pending");
+		}
+		else if (Entry.bRequiresManualReview)
+		{
+			Entry.SettlementStateId = TEXT("variance-review-required");
+			Entry.InvoiceReconciliationStateId = TEXT("invoice-variance-review-required");
+		}
+		else
+		{
+			Entry.SettlementStateId = TEXT("ready-for-settlement-review");
+			Entry.InvoiceReconciliationStateId = TEXT("invoice-ready-for-reconciliation");
+		}
+
+		return Entry;
+	}
+
+	void AddSpeechProviderBillingSettlementIssue(
+		FHyperTwistSpeechProviderBillingSettlementShellState& ShellState,
+		const FHyperTwistSpeechProviderBillingSettlementIssue& Issue
+	)
+	{
+		if (!Issue.IsStructurallyValid())
+		{
+			return;
+		}
+
+		ShellState.Issues.Add(Issue);
+		if (!ShellState.ActiveIssue.IsStructurallyValid())
+		{
+			ShellState.ActiveIssue = Issue;
+		}
+	}
+
+	void ApplySpeechProviderBillingSettlementPosture(
+		const FHyperTwistSpeechProviderBillingSettlementShellProfile& Profile,
+		const FHyperTwistTrainingCompanionSpeechSessionState& SessionState,
+		FHyperTwistSpeechProviderBillingSettlementShellState& ShellState
+	)
+	{
+		ShellState.ActiveProviderProfileId =
+			!SessionState.ProviderReceiptReviewShellState.ActiveProviderProfileId.IsEmpty()
+				? SessionState.ProviderReceiptReviewShellState.ActiveProviderProfileId
+				: (!SessionState.SessionConfig.ProviderProfileDefinition.ProviderProfileId.IsEmpty()
+					? SessionState.SessionConfig.ProviderProfileDefinition.ProviderProfileId
+					: TEXT("speech-provider/local-http-sidecar-profile-v1"));
+		ShellState.ActiveProviderDisplayLabel =
+			!SessionState.ProviderReceiptReviewShellState.ActiveProviderDisplayLabel.IsEmpty()
+				? SessionState.ProviderReceiptReviewShellState.ActiveProviderDisplayLabel
+				: (!SessionState.SessionConfig.ProviderProfileDefinition.DisplayLabel.IsEmpty()
+					? SessionState.SessionConfig.ProviderProfileDefinition.DisplayLabel
+					: TEXT("Local HTTP Speech Sidecar"));
+		ShellState.ActiveServiceLaneId =
+			!SessionState.ProviderReceiptReviewShellState.ActiveServiceLaneId.IsEmpty()
+				? SessionState.ProviderReceiptReviewShellState.ActiveServiceLaneId
+				: (!SessionState.SessionConfig.OrchestrationProfile.ServiceLaneId.IsEmpty()
+					? SessionState.SessionConfig.OrchestrationProfile.ServiceLaneId
+					: TEXT("speech/python-service"));
+		ShellState.SelectedSettlementWindowId =
+			!SessionState.ProviderReceiptReviewShellState.SelectedChargeWindowId.IsEmpty()
+				? SessionState.ProviderReceiptReviewShellState.SelectedChargeWindowId
+				: TEXT("current-session");
+		ShellState.SettlementSurfaceModeId = Profile.SettlementSurfaceMode;
+		ShellState.InvoiceReconciliationModeId = Profile.InvoiceReconciliationMode;
+		ShellState.bSettlementTimelineVisible = Profile.bSupportsSettlementTimeline;
+		ShellState.bInvoiceReconciliationVisible = Profile.bSupportsInvoiceReconciliation;
+		ShellState.bSettlementReadinessVisible = Profile.bSupportsSettlementReadinessReview;
+		ShellState.SettlementEntries.Reset();
+		ShellState.Issues.Reset();
+		ShellState.ActiveIssue = FHyperTwistSpeechProviderBillingSettlementIssue();
+		ShellState.SettlementEntryCount = 0;
+		ShellState.ProviderPostedChargeCount = 0;
+		ShellState.ReconciliationReadyEntryCount = 0;
+		ShellState.EstimateOnlyEntryCount = 0;
+		ShellState.ManualReviewEntryCount = 0;
+		ShellState.BlockedSettlementEntryCount = 0;
+		ShellState.TotalEstimatedCostUsd = 0.0f;
+		ShellState.TotalReportedCostUsd = 0.0f;
+		ShellState.TotalSettlementDeltaUsd = 0.0f;
+		ShellState.HighestSettlementDeltaUsd = 0.0f;
+		ShellState.LatestSettlementEntryId.Reset();
+		ShellState.bSettlementSummaryReady = false;
+		ShellState.bInvoiceReconciliationReady = false;
+		ShellState.bSettlementReadinessReviewReady = false;
+
+		const FHyperTwistSpeechProviderReceiptReviewShellState& ReceiptState =
+			SessionState.ProviderReceiptReviewShellState;
+		if (!ReceiptState.IsStructurallyValid() || ReceiptState.ReceiptEntries.Num() <= 0)
+		{
+			FHyperTwistSpeechProviderBillingSettlementIssue Issue;
+			Issue.IssueId = TEXT("provider-billing-settlement-receipt-review-missing");
+			Issue.IssueKind = TEXT("no-receipt-review");
+			Issue.StatusLine = TEXT("Provider billing settlement is waiting for receipt review.");
+			Issue.DetailLine = TEXT("Refresh the retained provider receipt-review shell before settlement posture begins.");
+			Issue.RecommendedActionId = Profile.RefreshActionId;
+			Issue.bRequiresOperatorAttention = false;
+			AddSpeechProviderBillingSettlementIssue(ShellState, Issue);
+			ShellState.StatusLine = Issue.StatusLine;
+			ShellState.DetailLine = Issue.DetailLine;
+			ShellState.ActiveIssueCount = ShellState.Issues.Num();
+			return;
+		}
+
+		const int32 SettlementLimit = FMath::Max(1, Profile.RetainedSettlementEntryLimit);
+		const int32 StartIndex = FMath::Max(0, ReceiptState.ReceiptEntries.Num() - SettlementLimit);
+		for (int32 EntryIndex = StartIndex; EntryIndex < ReceiptState.ReceiptEntries.Num(); ++EntryIndex)
+		{
+			const FHyperTwistSpeechProviderReceiptReviewEntry& ReceiptEntry =
+				ReceiptState.ReceiptEntries[EntryIndex];
+			if (!ReceiptEntry.IsStructurallyValid())
+			{
+				continue;
+			}
+
+			const FHyperTwistSpeechProviderBillingSettlementEntry Entry =
+				BuildSpeechProviderBillingSettlementEntry(
+					ReceiptEntry,
+					ShellState.SelectedSettlementWindowId
+				);
+			ShellState.SettlementEntries.Add(Entry);
+			ShellState.LatestSettlementEntryId = Entry.SettlementEntryId;
+			ShellState.LatestSourceKind = Entry.SourceKind;
+			ShellState.TotalEstimatedCostUsd += Entry.EstimatedCostUsd;
+			ShellState.TotalReportedCostUsd += Entry.ReportedCostUsd;
+			ShellState.TotalSettlementDeltaUsd += Entry.SettlementDeltaUsd;
+			ShellState.HighestSettlementDeltaUsd =
+				FMath::Max(ShellState.HighestSettlementDeltaUsd, Entry.SettlementDeltaUsd);
+			if (Entry.bHasProviderPostedCharge)
+			{
+				++ShellState.ProviderPostedChargeCount;
+			}
+			if (Entry.bInvoiceReconciliationReady)
+			{
+				++ShellState.ReconciliationReadyEntryCount;
+			}
+			if (ReceiptEntry.bEstimateOnly)
+			{
+				++ShellState.EstimateOnlyEntryCount;
+			}
+			if (Entry.bRequiresManualReview)
+			{
+				++ShellState.ManualReviewEntryCount;
+			}
+			if (Entry.bSettlementBlocked)
+			{
+				++ShellState.BlockedSettlementEntryCount;
+			}
+		}
+
+		ShellState.SettlementEntryCount = ShellState.SettlementEntries.Num();
+		ShellState.bSettlementSummaryReady = ShellState.SettlementEntryCount > 0;
+		ShellState.bInvoiceReconciliationReady =
+			Profile.bSupportsInvoiceReconciliation
+			&& ShellState.ReconciliationReadyEntryCount > 0;
+		ShellState.bSettlementReadinessReviewReady =
+			Profile.bSupportsSettlementReadinessReview
+			&& ShellState.SettlementEntryCount > 0;
+
+		if (ReceiptState.ActiveIssue.IsStructurallyValid()
+			&& (ReceiptState.ActiveIssue.IssueKind.Equals(TEXT("route-degraded"), ESearchCase::IgnoreCase)
+				|| ReceiptState.ActiveIssue.IssueKind.Equals(TEXT("hard-blocked"), ESearchCase::IgnoreCase)
+				|| ReceiptState.ActiveIssue.IssueKind.Equals(TEXT("rate-limited"), ESearchCase::IgnoreCase)
+				|| ReceiptState.ActiveIssue.IssueKind.Equals(TEXT("no-history"), ESearchCase::IgnoreCase)))
+		{
+			FHyperTwistSpeechProviderBillingSettlementIssue Issue;
+			Issue.IssueId = FString::Printf(
+				TEXT("provider-billing-settlement-%s"),
+				*ReceiptState.ActiveIssue.IssueKind
+			);
+			Issue.IssueKind = ReceiptState.ActiveIssue.IssueKind;
+			Issue.StatusLine = ReceiptState.ActiveIssue.StatusLine;
+			Issue.DetailLine = ReceiptState.ActiveIssue.DetailLine;
+			Issue.RecommendedActionId = ReceiptState.ActiveIssue.RecommendedActionId;
+			Issue.bRequiresOperatorAttention =
+				ReceiptState.ActiveIssue.bRequiresOperatorAttention;
+			AddSpeechProviderBillingSettlementIssue(ShellState, Issue);
+		}
+		else if (ShellState.ManualReviewEntryCount > 0)
+		{
+			FHyperTwistSpeechProviderBillingSettlementIssue Issue;
+			Issue.IssueId = TEXT("provider-billing-settlement-variance-review-required");
+			Issue.IssueKind = TEXT("settlement-variance-review-required");
+			Issue.StatusLine = TEXT("Settlement variance requires review before reconciliation.");
+			Issue.DetailLine = TEXT("At least one posted provider charge still diverges from the first-party estimate beyond the bounded receipt-review tolerance.");
+			Issue.RecommendedActionId = Profile.SettlementReadinessActionId;
+			Issue.bRequiresOperatorAttention = true;
+			AddSpeechProviderBillingSettlementIssue(ShellState, Issue);
+		}
+		else if (ShellState.ProviderPostedChargeCount <= 0)
+		{
+			FHyperTwistSpeechProviderBillingSettlementIssue Issue;
+			Issue.IssueId = TEXT("provider-billing-settlement-charge-pending");
+			Issue.IssueKind = TEXT("provider-charge-pending");
+			Issue.StatusLine = TEXT("Provider billing settlement is waiting for posted charges.");
+			Issue.DetailLine = TEXT("Settlement posture is bounded and ready, but the retained receipt review still shows estimate-only provider cost posture.");
+			Issue.RecommendedActionId = Profile.InvoiceReconciliationActionId;
+			Issue.bRequiresOperatorAttention = false;
+			AddSpeechProviderBillingSettlementIssue(ShellState, Issue);
+		}
+
+		if (ShellState.ActiveIssue.IsStructurallyValid())
+		{
+			ShellState.StatusLine = ShellState.ActiveIssue.StatusLine;
+			ShellState.DetailLine = ShellState.ActiveIssue.DetailLine;
+		}
+		else if (ShellState.ReconciliationReadyEntryCount > 0)
+		{
+			ShellState.StatusLine =
+				TEXT("Provider billing settlement is ready for bounded reconciliation.");
+			ShellState.DetailLine = FString::Printf(
+				TEXT("%d retained posted charges for %s are within the current first-party tolerance and ready for invoice reconciliation review."),
+				ShellState.ReconciliationReadyEntryCount,
+				*ShellState.ActiveProviderDisplayLabel
+			);
+		}
+		else
+		{
+			ShellState.StatusLine =
+				TEXT("Provider billing settlement remains bounded above receipt review.");
+			ShellState.DetailLine = FString::Printf(
+				TEXT("%d retained settlement entries are available for %s, but a reconciled provider invoice posture is not ready yet."),
+				ShellState.SettlementEntryCount,
+				*ShellState.ActiveProviderDisplayLabel
+			);
+		}
+
+		ShellState.SettlementSummaryText = FString::Printf(
+			TEXT("providerProfileId=%s\nserviceLaneId=%s\nsettlementEntryCount=%d\nproviderPostedChargeCount=%d\n")
+			TEXT("reconciliationReadyEntryCount=%d\nestimateOnlyEntryCount=%d\nmanualReviewEntryCount=%d\n")
+			TEXT("blockedSettlementEntryCount=%d\ntotalEstimatedCostUsd=%.2f\ntotalReportedCostUsd=%.2f\n")
+			TEXT("totalSettlementDeltaUsd=%.2f\nhighestSettlementDeltaUsd=%.2f\nlatestSettlementEntryId=%s\n")
+			TEXT("latestSourceKind=%s\nlastError=%s"),
+			*ShellState.ActiveProviderProfileId,
+			*ShellState.ActiveServiceLaneId,
+			ShellState.SettlementEntryCount,
+			ShellState.ProviderPostedChargeCount,
+			ShellState.ReconciliationReadyEntryCount,
+			ShellState.EstimateOnlyEntryCount,
+			ShellState.ManualReviewEntryCount,
+			ShellState.BlockedSettlementEntryCount,
+			ShellState.TotalEstimatedCostUsd,
+			ShellState.TotalReportedCostUsd,
+			ShellState.TotalSettlementDeltaUsd,
+			ShellState.HighestSettlementDeltaUsd,
+			*ShellState.LatestSettlementEntryId,
+			*ShellState.LatestSourceKind,
+			*SessionState.LastError
+		);
+		ShellState.ActiveIssueCount = ShellState.Issues.Num();
+	}
+
+	void SynchronizeSpeechProviderBillingSettlementState(
+		FHyperTwistTrainingCompanionSpeechSessionState& SessionState
+	)
+	{
+		FHyperTwistSpeechSessionConfig EffectiveConfig = SessionState.SessionConfig;
+		ApplySpeechUsageCostDefaults(EffectiveConfig);
+		if (!SessionState.ProviderReceiptReviewShellState.IsStructurallyValid())
+		{
+			SessionState.ProviderReceiptReviewShellState =
+				BuildSpeechProviderReceiptReviewShellState(EffectiveConfig, &SessionState);
+		}
+
+		const FHyperTwistSpeechProviderBillingSettlementShellProfile Profile =
+			EffectiveConfig.ProviderBillingSettlementShellProfileDefinition.IsStructurallyValid()
+				? EffectiveConfig.ProviderBillingSettlementShellProfileDefinition
+				: BuildDefaultSpeechProviderBillingSettlementShellProfile(
+					!EffectiveConfig.ProviderBillingSettlementShellProfileId.IsEmpty()
+						? EffectiveConfig.ProviderBillingSettlementShellProfileId
+						: TEXT("speech-provider-billing-settlement-shell-v1")
+				);
+
+		if (!SessionState.ProviderBillingSettlementShellState.IsStructurallyValid())
+		{
+			SessionState.ProviderBillingSettlementShellState =
+				BuildSpeechProviderBillingSettlementShellState(EffectiveConfig, &SessionState);
+		}
+
+		FHyperTwistSpeechProviderBillingSettlementShellState& ShellState =
+			SessionState.ProviderBillingSettlementShellState;
+		ShellState.BillingSettlementShellProfileId = Profile.BillingSettlementShellProfileId;
+		ShellState.AvailableActionIds.Reset();
+		for (const FHyperTwistSpeechShellActionBinding& ActionBinding : Profile.ActionBindings)
+		{
+			ShellState.AvailableActionIds.AddUnique(ActionBinding.ActionId);
+		}
+
+		ApplySpeechProviderBillingSettlementPosture(Profile, SessionState, ShellState);
+
+		ShellState.AvailableActionIds.AddUnique(Profile.RefreshActionId);
+		ShellState.AvailableActionIds.AddUnique(Profile.InvoiceReconciliationActionId);
+		ShellState.AvailableActionIds.AddUnique(Profile.SettlementReadinessActionId);
+		ShellState.AvailableActionIds.AddUnique(Profile.RouteInspectActionId);
+		ShellState.AvailableActionIds.AddUnique(Profile.BudgetInspectActionId);
+		if (ShellState.ActiveIssue.IsStructurallyValid())
+		{
+			ShellState.AvailableActionIds.AddUnique(ShellState.ActiveIssue.RecommendedActionId);
+		}
+	}
+
 	FHyperTwistSpeechMicrophoneShellState BuildCoachCommandMicrophoneShellState(
 		const FHyperTwistSpeechSessionConfig& SessionConfig,
 		const FHyperTwistTrainingCompanionSpeechSessionState* PriorState,
@@ -5722,6 +6170,57 @@ namespace HyperTwistTrainingSubsystemInternal
 		return ShellState;
 	}
 
+	FHyperTwistSpeechProviderBillingSettlementShellState BuildSpeechProviderBillingSettlementShellState(
+		const FHyperTwistSpeechSessionConfig& SessionConfig,
+		const FHyperTwistTrainingCompanionSpeechSessionState* PriorState
+	)
+	{
+		const FHyperTwistSpeechProviderBillingSettlementShellProfile Profile =
+			SessionConfig.ProviderBillingSettlementShellProfileDefinition.IsStructurallyValid()
+				? SessionConfig.ProviderBillingSettlementShellProfileDefinition
+				: BuildDefaultSpeechProviderBillingSettlementShellProfile(
+					!SessionConfig.ProviderBillingSettlementShellProfileId.IsEmpty()
+						? SessionConfig.ProviderBillingSettlementShellProfileId
+						: TEXT("speech-provider-billing-settlement-shell-v1")
+				);
+
+		FHyperTwistSpeechProviderBillingSettlementShellState ShellState;
+		ShellState.BillingSettlementShellProfileId = Profile.BillingSettlementShellProfileId;
+		ShellState.ActiveProviderProfileId = SessionConfig.ProviderProfileDefinition.IsStructurallyValid()
+			? SessionConfig.ProviderProfileDefinition.ProviderProfileId
+			: TEXT("speech-provider/local-http-sidecar-profile-v1");
+		ShellState.ActiveProviderDisplayLabel = SessionConfig.ProviderProfileDefinition.IsStructurallyValid()
+			? SessionConfig.ProviderProfileDefinition.DisplayLabel
+			: TEXT("Local HTTP Speech Sidecar");
+		ShellState.ActiveServiceLaneId = !SessionConfig.OrchestrationProfile.ServiceLaneId.IsEmpty()
+			? SessionConfig.OrchestrationProfile.ServiceLaneId
+			: TEXT("speech/python-service");
+		ShellState.SelectedSettlementWindowId = !SessionConfig.CostEventTemplate.AggregationWindowId.IsEmpty()
+			? SessionConfig.CostEventTemplate.AggregationWindowId
+			: TEXT("current-session");
+		ShellState.SettlementSurfaceModeId = Profile.SettlementSurfaceMode;
+		ShellState.InvoiceReconciliationModeId = Profile.InvoiceReconciliationMode;
+		ShellState.bSettlementTimelineVisible = Profile.bSupportsSettlementTimeline;
+		ShellState.bInvoiceReconciliationVisible = Profile.bSupportsInvoiceReconciliation;
+		ShellState.bSettlementReadinessVisible = Profile.bSupportsSettlementReadinessReview;
+		for (const FHyperTwistSpeechShellActionBinding& ActionBinding : Profile.ActionBindings)
+		{
+			ShellState.AvailableActionIds.AddUnique(ActionBinding.ActionId);
+		}
+
+		if (PriorState != nullptr
+			&& PriorState->ProviderBillingSettlementShellState.BillingSettlementShellProfileId
+				== Profile.BillingSettlementShellProfileId)
+		{
+			ShellState = PriorState->ProviderBillingSettlementShellState;
+			ShellState.BillingSettlementShellProfileId = Profile.BillingSettlementShellProfileId;
+			ShellState.SettlementSurfaceModeId = Profile.SettlementSurfaceMode;
+			ShellState.InvoiceReconciliationModeId = Profile.InvoiceReconciliationMode;
+		}
+
+		return ShellState;
+	}
+
 	FHyperTwistVisionCorrectionState BuildClassicCubeCorrectionState(
 		const FHyperTwistVisionSessionConfig& SessionConfig,
 		const FHyperTwistVisionReconstructionSession& ReconstructionSession,
@@ -11101,6 +11600,11 @@ bool UHyperTwistTrainingSubsystem::OpenActiveCompanionSpeechSession(FString& Out
 			SessionConfig,
 			nullptr
 		);
+	ActiveCompanionSpeechSessionState.ProviderBillingSettlementShellState =
+		HyperTwistTrainingSubsystemInternal::BuildSpeechProviderBillingSettlementShellState(
+			SessionConfig,
+			nullptr
+		);
 
 	if (ActiveCompanionSpeechSessionState.bSessionOpen
 		&& ActiveCompanionSpeechSessionState.ActiveSessionId != SessionConfig.SessionId)
@@ -11181,6 +11685,9 @@ FHyperTwistSpeechTranscriptResult UHyperTwistTrainingSubsystem::SubmitActiveComp
 		HyperTwistTrainingSubsystemInternal::SynchronizeSpeechProviderReceiptReviewState(
 			ActiveCompanionSpeechSessionState
 		);
+		HyperTwistTrainingSubsystemInternal::SynchronizeSpeechProviderBillingSettlementState(
+			ActiveCompanionSpeechSessionState
+		);
 		return Result;
 	}
 
@@ -11361,6 +11868,9 @@ FHyperTwistSpeechTranscriptResult UHyperTwistTrainingSubsystem::SubmitActiveComp
 	HyperTwistTrainingSubsystemInternal::SynchronizeSpeechProviderReceiptReviewState(
 		ActiveCompanionSpeechSessionState
 	);
+	HyperTwistTrainingSubsystemInternal::SynchronizeSpeechProviderBillingSettlementState(
+		ActiveCompanionSpeechSessionState
+	);
 
 	return Result;
 }
@@ -12113,6 +12623,9 @@ void UHyperTwistTrainingSubsystem::RefreshCompanionSpeechServiceHealth()
 		HyperTwistTrainingSubsystemInternal::SynchronizeSpeechProviderReceiptReviewState(
 			ActiveCompanionSpeechSessionState
 		);
+		HyperTwistTrainingSubsystemInternal::SynchronizeSpeechProviderBillingSettlementState(
+			ActiveCompanionSpeechSessionState
+		);
 		return;
 	}
 
@@ -12147,6 +12660,9 @@ void UHyperTwistTrainingSubsystem::RefreshCompanionSpeechServiceHealth()
 	HyperTwistTrainingSubsystemInternal::SynchronizeSpeechProviderReceiptReviewState(
 		ActiveCompanionSpeechSessionState
 	);
+	HyperTwistTrainingSubsystemInternal::SynchronizeSpeechProviderBillingSettlementState(
+		ActiveCompanionSpeechSessionState
+	);
 }
 
 void UHyperTwistTrainingSubsystem::AppendRecognitionReplayEvent(

UnrealHyperTwist/Source/UnrealHyperTwist/Public/HyperTwistRecognition/HyperTwistRecognitionTypes.h

@@ -3637,6 +3637,405 @@ struct FHyperTwistSpeechProviderReceiptReviewShellState
 	}
 };
 
+USTRUCT(BlueprintType)
+struct FHyperTwistSpeechProviderBillingSettlementShellProfile
+{
+	GENERATED_BODY()
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString BillingSettlementShellProfileId = TEXT("speech-provider-billing-settlement-shell-v1");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ShellKind = TEXT("operator-provider-billing-settlement");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SettlementSurfaceMode = TEXT("posted-charge-settlement-assessment");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString InvoiceReconciliationMode = TEXT("estimate-versus-provider-invoice");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString RefreshActionId = TEXT("refresh-provider-billing-settlement");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString InvoiceReconciliationActionId = TEXT("inspect-provider-invoice-reconciliation");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SettlementReadinessActionId = TEXT("review-provider-settlement-readiness");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString RouteInspectActionId = TEXT("inspect-provider-route");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString BudgetInspectActionId = TEXT("review-provider-budget");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	int32 RetainedSettlementEntryLimit = 12;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSupportsSettlementTimeline = true;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSupportsInvoiceReconciliation = true;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSupportsSettlementReadinessReview = true;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSupportsEstimateOnlyFallback = true;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bPreservesFirstPartySettlementOwnership = true;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	TArray<FHyperTwistSpeechShellPanelLayout> Panels;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	TArray<FHyperTwistSpeechShellActionBinding> ActionBindings;
+
+	bool IsStructurallyValid() const
+	{
+		if (BillingSettlementShellProfileId.IsEmpty()
+			|| ShellKind.IsEmpty()
+			|| SettlementSurfaceMode.IsEmpty()
+			|| InvoiceReconciliationMode.IsEmpty()
+			|| RefreshActionId.IsEmpty()
+			|| InvoiceReconciliationActionId.IsEmpty()
+			|| SettlementReadinessActionId.IsEmpty()
+			|| RouteInspectActionId.IsEmpty()
+			|| BudgetInspectActionId.IsEmpty()
+			|| RetainedSettlementEntryLimit <= 0
+			|| Panels.Num() <= 0
+			|| ActionBindings.Num() <= 0)
+		{
+			return false;
+		}
+
+		for (const FHyperTwistSpeechShellPanelLayout& Panel : Panels)
+		{
+			if (!Panel.IsStructurallyValid())
+			{
+				return false;
+			}
+		}
+
+		for (const FHyperTwistSpeechShellActionBinding& ActionBinding : ActionBindings)
+		{
+			if (!ActionBinding.IsStructurallyValid())
+			{
+				return false;
+			}
+		}
+
+		return true;
+	}
+};
+
+USTRUCT(BlueprintType)
+struct FHyperTwistSpeechProviderBillingSettlementEntry
+{
+	GENERATED_BODY()
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SettlementEntryId;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SourceKind = TEXT("receipt-review-derived-estimate-only");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ReceiptEntryId = TEXT("speech-provider-receipt-entry/current-session");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString HistoryEntryId = TEXT("speech-history-entry/current-session");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ProviderProfileId = TEXT("speech-provider/local-http-sidecar-profile-v1");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ServiceLaneId = TEXT("speech/python-service");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString PricingSourceId = TEXT("first-party-estimate");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ChargeWindowId = TEXT("current-session");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SettlementWindowId = TEXT("current-session");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString CapturedAtUtc = TEXT("2026-05-25T00:00:00Z");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	float EstimatedCostUsd = 0.0f;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	float ReportedCostUsd = 0.0f;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	float SettlementDeltaUsd = 0.0f;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SettlementStateId = TEXT("awaiting-provider-posted-charge");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString InvoiceReconciliationStateId = TEXT("invoice-pending");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bHasProviderPostedCharge = false;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bInvoiceReconciliationReady = false;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bRequiresManualReview = false;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSettlementBlocked = true;
+
+	bool IsStructurallyValid() const
+	{
+		return !SettlementEntryId.IsEmpty()
+			&& !SourceKind.IsEmpty()
+			&& !ReceiptEntryId.IsEmpty()
+			&& !HistoryEntryId.IsEmpty()
+			&& !ProviderProfileId.IsEmpty()
+			&& !ServiceLaneId.IsEmpty()
+			&& !PricingSourceId.IsEmpty()
+			&& !ChargeWindowId.IsEmpty()
+			&& !SettlementWindowId.IsEmpty()
+			&& !CapturedAtUtc.IsEmpty()
+			&& EstimatedCostUsd >= 0.0f
+			&& ReportedCostUsd >= 0.0f
+			&& SettlementDeltaUsd >= 0.0f
+			&& !SettlementStateId.IsEmpty()
+			&& !InvoiceReconciliationStateId.IsEmpty();
+	}
+};
+
+USTRUCT(BlueprintType)
+struct FHyperTwistSpeechProviderBillingSettlementIssue
+{
+	GENERATED_BODY()
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString IssueId;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString IssueKind;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString StatusLine;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString DetailLine;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString RecommendedActionId;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bRequiresOperatorAttention = true;
+
+	bool IsStructurallyValid() const
+	{
+		return !IssueId.IsEmpty()
+			&& !IssueKind.IsEmpty()
+			&& !StatusLine.IsEmpty()
+			&& !DetailLine.IsEmpty()
+			&& !RecommendedActionId.IsEmpty();
+	}
+};
+
+USTRUCT(BlueprintType)
+struct FHyperTwistSpeechProviderBillingSettlementShellState
+{
+	GENERATED_BODY()
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString BillingSettlementShellProfileId;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ActiveProviderProfileId = TEXT("speech-provider/local-http-sidecar-profile-v1");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ActiveProviderDisplayLabel = TEXT("Local HTTP Speech Sidecar");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ActiveServiceLaneId = TEXT("speech/python-service");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SelectedSettlementWindowId = TEXT("current-session");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SettlementSurfaceModeId = TEXT("posted-charge-settlement-assessment");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString InvoiceReconciliationModeId = TEXT("estimate-versus-provider-invoice");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString LatestSettlementEntryId;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString LatestSourceKind = TEXT("receipt-review-derived-estimate-only");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString StatusLine = TEXT("Provider billing settlement posture is ready for bounded inspection.");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString DetailLine = TEXT("First-party settlement posture remains bounded above retained receipt review and does not widen into payment execution.");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString SettlementSummaryText;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	int32 SettlementEntryCount = 0;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	int32 ProviderPostedChargeCount = 0;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	int32 ReconciliationReadyEntryCount = 0;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	int32 EstimateOnlyEntryCount = 0;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	int32 ManualReviewEntryCount = 0;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	int32 BlockedSettlementEntryCount = 0;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	float TotalEstimatedCostUsd = 0.0f;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	float TotalReportedCostUsd = 0.0f;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	float TotalSettlementDeltaUsd = 0.0f;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	float HighestSettlementDeltaUsd = 0.0f;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSettlementTimelineVisible = true;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bInvoiceReconciliationVisible = true;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSettlementReadinessVisible = true;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSettlementSummaryReady = false;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bInvoiceReconciliationReady = false;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	bool bSettlementReadinessReviewReady = false;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	int32 ActiveIssueCount = 0;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FHyperTwistSpeechProviderBillingSettlementIssue ActiveIssue;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	TArray<FHyperTwistSpeechProviderBillingSettlementIssue> Issues;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	TArray<FHyperTwistSpeechProviderBillingSettlementEntry> SettlementEntries;
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	TArray<FString> AvailableActionIds;
+
+	bool IsStructurallyValid() const
+	{
+		if (BillingSettlementShellProfileId.IsEmpty()
+			|| ActiveProviderProfileId.IsEmpty()
+			|| ActiveProviderDisplayLabel.IsEmpty()
+			|| ActiveServiceLaneId.IsEmpty()
+			|| SelectedSettlementWindowId.IsEmpty()
+			|| SettlementSurfaceModeId.IsEmpty()
+			|| InvoiceReconciliationModeId.IsEmpty()
+			|| LatestSourceKind.IsEmpty()
+			|| StatusLine.IsEmpty()
+			|| DetailLine.IsEmpty()
+			|| SettlementEntryCount < 0
+			|| ProviderPostedChargeCount < 0
+			|| ReconciliationReadyEntryCount < 0
+			|| EstimateOnlyEntryCount < 0
+			|| ManualReviewEntryCount < 0
+			|| BlockedSettlementEntryCount < 0
+			|| TotalEstimatedCostUsd < 0.0f
+			|| TotalReportedCostUsd < 0.0f
+			|| TotalSettlementDeltaUsd < 0.0f
+			|| HighestSettlementDeltaUsd < 0.0f
+			|| ActiveIssueCount < 0
+			|| AvailableActionIds.Num() <= 0)
+		{
+			return false;
+		}
+
+		if (SettlementEntryCount != SettlementEntries.Num()
+			|| ProviderPostedChargeCount > SettlementEntryCount
+			|| ReconciliationReadyEntryCount > SettlementEntryCount
+			|| EstimateOnlyEntryCount > SettlementEntryCount
+			|| ManualReviewEntryCount > SettlementEntryCount
+			|| BlockedSettlementEntryCount > SettlementEntryCount)
+		{
+			return false;
+		}
+
+		if (SettlementEntryCount > 0 && LatestSettlementEntryId.IsEmpty())
+		{
+			return false;
+		}
+
+		if (bSettlementSummaryReady && SettlementSummaryText.IsEmpty())
+		{
+			return false;
+		}
+
+		if (ActiveIssueCount != Issues.Num())
+		{
+			return false;
+		}
+
+		if (ActiveIssueCount > 0 && !ActiveIssue.IsStructurallyValid())
+		{
+			return false;
+		}
+
+		for (const FHyperTwistSpeechProviderBillingSettlementIssue& Issue : Issues)
+		{
+			if (!Issue.IsStructurallyValid())
+			{
+				return false;
+			}
+		}
+
+		for (const FHyperTwistSpeechProviderBillingSettlementEntry& Entry : SettlementEntries)
+		{
+			if (!Entry.IsStructurallyValid())
+			{
+				return false;
+			}
+		}
+
+		for (const FString& ActionId : AvailableActionIds)
+		{
+			if (ActionId.IsEmpty())
+			{
+				return false;
+			}
+		}
+
+		return true;
+	}
+};
+
 USTRUCT(BlueprintType)
 struct FHyperTwistSpeechSessionConfig
 {
@@ -3730,6 +4129,14 @@ struct FHyperTwistSpeechSessionConfig
 	FHyperTwistSpeechProviderReceiptReviewShellProfile
 		ProviderReceiptReviewShellProfileDefinition;
 
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FString ProviderBillingSettlementShellProfileId =
+		TEXT("speech-provider-billing-settlement-shell-v1");
+
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FHyperTwistSpeechProviderBillingSettlementShellProfile
+		ProviderBillingSettlementShellProfileDefinition;
+
 	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
 	FString PayloadCustodyProfileId = TEXT("downloadable-model-payload-custody-v1");
 
@@ -3782,6 +4189,8 @@ struct FHyperTwistSpeechSessionConfig
 			|| !UsageCostHistoryExportShellProfileDefinition.IsStructurallyValid()
 			|| ProviderReceiptReviewShellProfileId.IsEmpty()
 			|| !ProviderReceiptReviewShellProfileDefinition.IsStructurallyValid()
+			|| ProviderBillingSettlementShellProfileId.IsEmpty()
+			|| !ProviderBillingSettlementShellProfileDefinition.IsStructurallyValid()
 			|| PayloadCustodyProfileId.IsEmpty()
 			|| !PayloadCustodyProfileDefinition.IsStructurallyValid()
 			|| RequiredModelPayloads.Num() <= 0

UnrealHyperTwist/Source/UnrealHyperTwist/Public/HyperTwistTraining/HyperTwistTrainingTypes.h

@@ -1949,6 +1949,9 @@ struct FHyperTwistTrainingCompanionSpeechSessionState
 	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
 	FHyperTwistSpeechProviderReceiptReviewShellState ProviderReceiptReviewShellState;
 
+	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
+	FHyperTwistSpeechProviderBillingSettlementShellState ProviderBillingSettlementShellState;
+
 	UPROPERTY(EditAnywhere, BlueprintReadWrite, Category = "HyperTwist")
 	FHyperTwistSpeechTranscriptResult LastTranscriptResult;
 };

UnrealHyperTwist/Source/UnrealHyperTwist/Tests/HyperTwistWhisperCppPhase6RADProviderBillingSettlementShellContractTest.cpp

@@ -0,0 +1,294 @@
+// Copyright HyperTwist, Inc. All Rights Reserved.
+
+#include "Misc/AutomationTest.h"
+
+#include "Engine/GameInstance.h"
+#include "HyperTwistRecognition/HyperTwistSpeechClient.h"
+#include "HyperTwistTraining/HyperTwistTrainingSubsystem.h"
+#include "UObject/UnrealType.h"
+
+#if WITH_AUTOMATION_TESTS
+
+namespace HyperTwistWhisperCppPhase6RADTestInternal
+{
+	FHyperTwistTrainingDeck MakeSpeechDeck()
+	{
+		FHyperTwistTrainingDeck Deck;
+		Deck.DeckId = TEXT("phase6r-ad/provider-billing-settlement");
+		Deck.Title = TEXT("Phase 6R-AD Provider Billing Settlement");
+		Deck.DeliveryModes = {
+			EHyperTwistTrainingDeliveryMode::CoachReviewed
+		};
+
+		FHyperTwistTrainingCase TrainingCase;
+		TrainingCase.CaseId = TEXT("phase6r-ad-case");
+		TrainingCase.PuzzleId = TEXT("cube/3x3x3");
+		TrainingCase.PromptKind = EHyperTwistTrainingPromptKind::Sequence;
+		TrainingCase.PromptLabel = TEXT("Phase 6R-AD Coach Speech");
+		TrainingCase.AllowedDeliveryModes = {
+			EHyperTwistTrainingDeliveryMode::CoachReviewed
+		};
+		Deck.Cases = {TrainingCase};
+		return Deck;
+	}
+
+	void ForceSpeechClientKind(UHyperTwistTrainingSubsystem* TrainingSubsystem, const FString& ClientKind)
+	{
+		if (TrainingSubsystem == nullptr)
+		{
+			return;
+		}
+
+		if (FStrProperty* SpeechClientKindProperty = FindFProperty<FStrProperty>(
+			UHyperTwistTrainingSubsystem::StaticClass(),
+			TEXT("CompanionSpeechClientKind")
+		))
+		{
+			SpeechClientKindProperty->SetPropertyValue_InContainer(TrainingSubsystem, ClientKind);
+		}
+	}
+
+	UHyperTwistTrainingSubsystem* MakeSpeechSubsystem(const FString& SessionId, const FString& ClientKind)
+	{
+		UGameInstance* GameInstance = NewObject<UGameInstance>(GetTransientPackage());
+		if (GameInstance == nullptr)
+		{
+			return nullptr;
+		}
+
+		UHyperTwistTrainingSubsystem* TrainingSubsystem = NewObject<UHyperTwistTrainingSubsystem>(GameInstance);
+		if (TrainingSubsystem == nullptr)
+		{
+			return nullptr;
+		}
+
+		ForceSpeechClientKind(TrainingSubsystem, ClientKind);
+		const FHyperTwistTrainingRunState RunState = TrainingSubsystem->StartTrainingRunFromDeck(
+			MakeSpeechDeck(),
+			TEXT("phase6r-ad-user"),
+			SessionId,
+			EHyperTwistTrainingDeliveryMode::CoachReviewed
+		);
+		return RunState.IsStructurallyValid() ? TrainingSubsystem : nullptr;
+	}
+
+	UHyperTwistHttpSpeechClient* ResolveHttpSpeechClient(UHyperTwistTrainingSubsystem* TrainingSubsystem)
+	{
+		if (TrainingSubsystem == nullptr)
+		{
+			return nullptr;
+		}
+
+		FString CloseError;
+		TrainingSubsystem->CloseActiveCompanionSpeechSession(CloseError);
+
+		if (FObjectPropertyBase* ClientProperty = FindFProperty<FObjectPropertyBase>(
+			UHyperTwistTrainingSubsystem::StaticClass(),
+			TEXT("ActiveCompanionSpeechClientObject")
+		))
+		{
+			return Cast<UHyperTwistHttpSpeechClient>(
+				ClientProperty->GetObjectPropertyValue_InContainer(TrainingSubsystem)
+			);
+		}
+
+		return nullptr;
+	}
+
+	FHyperTwistSpeechUtteranceEnvelope MakeUtterance()
+	{
+		FHyperTwistSpeechUtteranceEnvelope Utterance;
+		Utterance.AudioRef = TEXT("ready-coach");
+		Utterance.SpeechStartMs = 120;
+		Utterance.SpeechEndMs = 840;
+		Utterance.SilenceGapMs = 240;
+		return Utterance;
+	}
+
+	bool ContainsPanelId(
+		const TArray<FHyperTwistSpeechShellPanelLayout>& Panels,
+		const FString& ExpectedPanelId
+	)
+	{
+		for (const FHyperTwistSpeechShellPanelLayout& Panel : Panels)
+		{
+			if (Panel.PanelId == ExpectedPanelId)
+			{
+				return true;
+			}
+		}
+
+		return false;
+	}
+
+	bool ContainsActionId(
+		const TArray<FHyperTwistSpeechShellActionBinding>& ActionBindings,
+		const FString& ExpectedActionId
+	)
+	{
+		for (const FHyperTwistSpeechShellActionBinding& ActionBinding : ActionBindings)
+		{
+			if (ActionBinding.ActionId == ExpectedActionId)
+			{
+				return true;
+			}
+		}
+
+		return false;
+	}
+}
+
+IMPLEMENT_SIMPLE_AUTOMATION_TEST(
+	FHyperTwistWhisperCppPhase6RADProviderBillingSettlementSessionConfigTest,
+	"HyperTwist.Permissive.WhisperCpp.Phase6R.AD.ProviderBillingSettlementSessionConfig",
+	EAutomationTestFlags::EditorContext | EAutomationTestFlags::EngineFilter
+)
+
+bool FHyperTwistWhisperCppPhase6RADProviderBillingSettlementSessionConfigTest::RunTest(
+	const FString& Parameters
+)
+{
+	UHyperTwistTrainingSubsystem* TrainingSubsystem =
+		HyperTwistWhisperCppPhase6RADTestInternal::MakeSpeechSubsystem(
+			TEXT("phase6r-ad-config-session"),
+			TEXT("mock")
+		);
+	TestNotNull(TEXT("The speech subsystem must be constructed for Phase 6R-AD."), TrainingSubsystem);
+	if (TrainingSubsystem == nullptr)
+	{
+		return false;
+	}
+
+	FString OpenError;
+	TestTrue(TEXT("The mock billing-settlement route must open a speech session."), TrainingSubsystem->OpenActiveCompanionSpeechSession(OpenError));
+	TestTrue(TEXT("Opening the mock billing-settlement speech session must not report an error."), OpenError.IsEmpty());
+
+	const FHyperTwistSpeechSessionConfig& Config =
+		TrainingSubsystem->GetActiveCompanionSpeechSessionState().SessionConfig;
+
+	TestTrue(TEXT("The billing-settlement session config must remain structurally valid."), Config.IsStructurallyValid());
+	TestEqual(TEXT("The billing-settlement shell profile id must be present."), Config.ProviderBillingSettlementShellProfileId, TEXT("speech-provider-billing-settlement-shell-v1"));
+	TestTrue(TEXT("The billing-settlement shell profile must remain structurally valid."), Config.ProviderBillingSettlementShellProfileDefinition.IsStructurallyValid());
+	TestEqual(TEXT("The billing-settlement shell must preserve the operator-facing shell kind."), Config.ProviderBillingSettlementShellProfileDefinition.ShellKind, TEXT("operator-provider-billing-settlement"));
+	TestEqual(TEXT("The billing-settlement shell must preserve the invoice reconciliation action id."), Config.ProviderBillingSettlementShellProfileDefinition.InvoiceReconciliationActionId, TEXT("inspect-provider-invoice-reconciliation"));
+	TestEqual(TEXT("The billing-settlement shell must preserve the readiness review action id."), Config.ProviderBillingSettlementShellProfileDefinition.SettlementReadinessActionId, TEXT("review-provider-settlement-readiness"));
+	TestTrue(TEXT("The billing-settlement shell must include the settlement timeline panel."), HyperTwistWhisperCppPhase6RADTestInternal::ContainsPanelId(Config.ProviderBillingSettlementShellProfileDefinition.Panels, TEXT("settlement-timeline-card")));
+	TestTrue(TEXT("The billing-settlement shell must include the invoice reconciliation action."), HyperTwistWhisperCppPhase6RADTestInternal::ContainsActionId(Config.ProviderBillingSettlementShellProfileDefinition.ActionBindings, TEXT("inspect-provider-invoice-reconciliation")));
+	return true;
+}
+
+IMPLEMENT_SIMPLE_AUTOMATION_TEST(
+	FHyperTwistWhisperCppPhase6RADProviderBillingSettlementShellStateTest,
+	"HyperTwist.Permissive.WhisperCpp.Phase6R.AD.ProviderBillingSettlementShellState",
+	EAutomationTestFlags::EditorContext | EAutomationTestFlags::EngineFilter
+)
+
+bool FHyperTwistWhisperCppPhase6RADProviderBillingSettlementShellStateTest::RunTest(
+	const FString& Parameters
+)
+{
+	UHyperTwistTrainingSubsystem* TrainingSubsystem =
+		HyperTwistWhisperCppPhase6RADTestInternal::MakeSpeechSubsystem(
+			TEXT("phase6r-ad-shell-session"),
+			TEXT("mock")
+		);
+	TestNotNull(TEXT("The speech subsystem must be constructed for Phase 6R-AD."), TrainingSubsystem);
+	if (TrainingSubsystem == nullptr)
+	{
+		return false;
+	}
+
+	FString OpenError;
+	TestTrue(TEXT("The mock billing-settlement route must open a speech session."), TrainingSubsystem->OpenActiveCompanionSpeechSession(OpenError));
+	TestTrue(TEXT("Opening the mock billing-settlement speech session must not report an error."), OpenError.IsEmpty());
+
+	const FHyperTwistSpeechTranscriptResult Result =
+		TrainingSubsystem->SubmitActiveCompanionSpeechUtterance(
+			HyperTwistWhisperCppPhase6RADTestInternal::MakeUtterance()
+		);
+	TestTrue(TEXT("The mock billing-settlement utterance must produce a final transcript."), Result.bIsFinal);
+	TestTrue(TEXT("The mock billing-settlement utterance must remain structurally valid."), Result.IsStructurallyValid());
+
+	const FHyperTwistTrainingCompanionSpeechSessionState SessionState =
+		TrainingSubsystem->GetActiveCompanionSpeechSessionState();
+	const FHyperTwistSpeechServiceHealth& Health = SessionState.ServiceHealth;
+	const FHyperTwistSpeechProviderBillingSettlementShellState& Settlement =
+		SessionState.ProviderBillingSettlementShellState;
+
+	TestTrue(TEXT("The service health must expose the billing-settlement shell."), Health.Capabilities.Contains(TEXT("providerBillingSettlementShell")));
+	TestTrue(TEXT("The service health must expose invoice reconciliation."), Health.Capabilities.Contains(TEXT("providerInvoiceReconciliation")));
+	TestTrue(TEXT("The service health must expose settlement readiness review."), Health.Capabilities.Contains(TEXT("providerSettlementReadinessReview")));
+
+	TestTrue(TEXT("The billing-settlement shell state must remain structurally valid."), Settlement.IsStructurallyValid());
+	TestEqual(TEXT("The billing-settlement shell must preserve the mock provider profile."), Settlement.ActiveProviderProfileId, TEXT("speech-provider/mock-offline-profile-v1"));
+	TestEqual(TEXT("The billing-settlement shell must retain exactly two bounded settlement entries after open and submit."), Settlement.SettlementEntryCount, 2);
+	TestEqual(TEXT("The billing-settlement shell must preserve the latest source kind."), Settlement.LatestSourceKind, TEXT("receipt-review-derived-estimate-only"));
+	TestTrue(TEXT("The billing-settlement shell must preserve summary readiness."), Settlement.bSettlementSummaryReady);
+	TestFalse(TEXT("The billing-settlement shell must not mark invoice reconciliation ready before provider-posted charges appear."), Settlement.bInvoiceReconciliationReady);
+	TestTrue(TEXT("The billing-settlement shell must preserve readiness-review visibility."), Settlement.bSettlementReadinessReviewReady);
+	TestTrue(TEXT("The billing-settlement shell must preserve the invoice reconciliation action."), Settlement.AvailableActionIds.Contains(TEXT("inspect-provider-invoice-reconciliation")));
+	TestTrue(TEXT("The billing-settlement shell must preserve the readiness review action."), Settlement.AvailableActionIds.Contains(TEXT("review-provider-settlement-readiness")));
+	TestEqual(TEXT("The billing-settlement shell must preserve zero provider-posted charges in the mock route."), Settlement.ProviderPostedChargeCount, 0);
+	TestEqual(TEXT("The billing-settlement shell must preserve zero reconciliation-ready entries in the mock route."), Settlement.ReconciliationReadyEntryCount, 0);
+	TestEqual(TEXT("The billing-settlement shell must preserve the estimate-only entry count."), Settlement.EstimateOnlyEntryCount, 2);
+	TestEqual(TEXT("The billing-settlement shell must preserve the blocked-settlement entry count."), Settlement.BlockedSettlementEntryCount, 2);
+	TestTrue(TEXT("The billing-settlement shell must accumulate the mock estimated cost."), FMath::IsNearlyEqual(Settlement.TotalEstimatedCostUsd, 0.02f));
+	TestTrue(TEXT("The billing-settlement shell must preserve zero settlement delta while no provider charge is posted."), FMath::IsNearlyEqual(Settlement.TotalSettlementDeltaUsd, 0.0f));
+	TestEqual(TEXT("The billing-settlement shell must surface the pending provider-charge issue."), Settlement.ActiveIssue.IssueKind, TEXT("provider-charge-pending"));
+	TestTrue(TEXT("The billing-settlement summary text must preserve the bounded reconciliation-ready count."), Settlement.SettlementSummaryText.Contains(TEXT("reconciliationReadyEntryCount=0")));
+	return true;
+}
+
+IMPLEMENT_SIMPLE_AUTOMATION_TEST(
+	FHyperTwistWhisperCppPhase6RADProviderBackedBillingSettlementFallbackTest,
+	"HyperTwist.Permissive.WhisperCpp.Phase6R.AD.ProviderBackedBillingSettlementFallback",
+	EAutomationTestFlags::EditorContext | EAutomationTestFlags::EngineFilter
+)
+
+bool FHyperTwistWhisperCppPhase6RADProviderBackedBillingSettlementFallbackTest::RunTest(
+	const FString& Parameters
+)
+{
+	UHyperTwistTrainingSubsystem* TrainingSubsystem =
+		HyperTwistWhisperCppPhase6RADTestInternal::MakeSpeechSubsystem(
+			TEXT("phase6r-ad-provider-session"),
+			TEXT("http-sidecar")
+		);
+	TestNotNull(TEXT("The speech subsystem must be constructed for Phase 6R-AD."), TrainingSubsystem);
+	if (TrainingSubsystem == nullptr)
+	{
+		return false;
+	}
+
+	UHyperTwistHttpSpeechClient* HttpSpeechClient =
+		HyperTwistWhisperCppPhase6RADTestInternal::ResolveHttpSpeechClient(TrainingSubsystem);
+	TestNotNull(TEXT("The provider-backed speech client must be available for the billing-settlement fallback test."), HttpSpeechClient);
+	if (HttpSpeechClient == nullptr)
+	{
+		return false;
+	}
+
+	HttpSpeechClient->ServiceBaseUrl.Reset();
+
+	FString OpenError;
+	TestFalse(TEXT("The provider-backed billing-settlement path must fail cleanly when no provider endpoint is configured."), TrainingSubsystem->OpenActiveCompanionSpeechSession(OpenError));
+	TestEqual(TEXT("The provider-backed billing-settlement path must report the missing service base URL."), OpenError, TEXT("service-base-url-missing"));
+
+	const FHyperTwistTrainingCompanionSpeechSessionState SessionState =
+		TrainingSubsystem->GetActiveCompanionSpeechSessionState();
+	const FHyperTwistSpeechProviderBillingSettlementShellState& Settlement =
+		SessionState.ProviderBillingSettlementShellState;
+
+	TestTrue(TEXT("The provider-backed billing-settlement fallback must remain structurally valid."), Settlement.IsStructurallyValid());
+	TestEqual(TEXT("The fallback billing-settlement shell must preserve the sidecar profile id."), Settlement.ActiveProviderProfileId, TEXT("speech-provider/local-http-sidecar-profile-v1"));
+	TestEqual(TEXT("The fallback billing-settlement shell must preserve the fallback source kind."), Settlement.LatestSourceKind, TEXT("receipt-review-fallback-health"));
+	TestEqual(TEXT("The fallback billing-settlement shell must preserve one settlement entry."), Settlement.SettlementEntryCount, 1);
+	TestEqual(TEXT("The fallback billing-settlement shell must surface one active issue."), Settlement.ActiveIssueCount, 1);
+	TestEqual(TEXT("The fallback billing-settlement shell must surface the route-degraded issue kind."), Settlement.ActiveIssue.IssueKind, TEXT("route-degraded"));
+	TestTrue(TEXT("The fallback billing-settlement shell must still expose summary readiness for bounded inspection output."), Settlement.bSettlementSummaryReady);
+	TestFalse(TEXT("The fallback billing-settlement shell must preserve invoice reconciliation as not ready."), Settlement.bInvoiceReconciliationReady);
+	TestTrue(TEXT("The fallback billing-settlement summary text must preserve the missing-endpoint reason."), Settlement.SettlementSummaryText.Contains(TEXT("service-base-url-missing")));
+	return true;
+}
+
+#endif

docs/REPO_LICENSE_TRACKING.md

@@ -203,8 +203,12 @@ Status update on `2026-05-21`:
   inspection control pass is now consumed
 - the bounded first-party `Phase 6R-AC` provider receipt review and posted-charge inspection
   packet is now landed in current code
-- the current next bounded move is a source-backed `Phase 6R-AD` first-party provider billing
-  settlement and invoice reconciliation preparation/control pass, not a new restrictive packet by
+- the generic source-backed `Phase 6R-AD` first-party provider billing settlement and invoice
+  reconciliation control pass is now consumed
+- the bounded first-party `Phase 6R-AD` provider billing settlement and invoice reconciliation
+  packet is now landed in current code
+- the current next bounded move is a source-backed `Phase 6R-AE` first-party provider settlement
+  exception and external-portal handoff preparation/control pass, not a new restrictive packet by
   default
 - use the repo-row README census, the portfolio standing refresh backfill, and the `2R-A`
   ownership contract for the current queue after that correction
@@ -354,8 +358,8 @@ Current practical interpretation:
 - the landed `PostHog/posthog` boundary-sensitive widening packet now lives in `docs/HYPERTWIST_PHASE_4R_PACKET_4R_D_POSTHOG_CONTROL_PLANE_IMPLEMENTATION_2026-05-13.md`
 - the landed `screenpipe/screenpipe` boundary-sensitive widening packet now lives in `docs/HYPERTWIST_PHASE_4R_PACKET_4R_E_SCREENPIPE_CAPTURE_HISTORY_IMPLEMENTATION_2026-05-13.md`
 - the landed `remotion-dev/remotion` boundary-sensitive widening packet now lives in `docs/HYPERTWIST_PHASE_4R_PACKET_4R_F_REMOTION_MEDIA_EXPORT_IMPLEMENTATION_2026-05-13.md`
-- the next bounded move is a source-backed `Phase 6R-AD` first-party provider billing settlement
-  and invoice reconciliation preparation/control pass
+- the next bounded move is a source-backed `Phase 6R-AE` first-party provider settlement
+  exception and external-portal handoff preparation/control pass
 
 Companion docs:
 
@@ -1621,11 +1625,15 @@ Approved working posture:
 - the next bounded first-party implementation slice is now landed as normalized usage/cost
   event-model metadata above the existing transcript-session, shell, payload-custody,
   provider-custody, and provider-routing seams
+- the next bounded first-party implementation slice is now landed as provider billing settlement
+  and invoice reconciliation shell metadata above the existing transcript-session, shell,
+  payload-custody, provider-custody, provider-routing, usage/cost, history/export, and
+  receipt-review seams
 - the top-level provider/session contract remains first-party HyperTwist-owned and
   provider-neutral; this row does not own that lane
-- keep operator-facing provider dashboards, real device-permission workflow, native
-  capture-route ownership, actual payload shipping, and future voice-asset review separate from
-  the code-license judgment
+- keep provider settlement exception/handoff, real device-permission workflow, native
+  capture-route ownership, actual payment execution, provider-portal ownership, actual payload
+  shipping, and future voice-asset review separate from the code-license judgment
 - treat `SYSTRAN/faster-whisper` as the landed complementary Python-orchestration donor rather
   than widening `whisper.cpp` into the runtime core
 

docs/arch/HYPERTWIST_PHASE6R_AD_FIRST_PARTY_PROVIDER_BILLING_SETTLEMENT_AND_INVOICE_RECONCILIATION_IMPLEMENTATION_PACKET_2026-05-25.md

@@ -0,0 +1,177 @@
+# HyperTwist Phase 6R-AD first-party provider billing settlement and invoice reconciliation implementation packet
+
+Created on `2026-05-25`
+
+## Status
+
+- first-party HyperTwist packet
+- bounded `Phase 6R-AD` implementation slice
+
+## Purpose
+
+This packet lands the next bounded first-party slice above the landed speech
+session, microphone-shell, payload-custody, provider-custody,
+provider-routing, normalized usage/cost event, operator-facing
+usage/cost dashboard, provider usage/cost history/export, and provider
+receipt-review seams.
+
+The landed slice is:
+
+- first-party provider billing settlement and invoice reconciliation shell
+
+It is not:
+
+- an actual payment execution packet
+- a provider-portal ownership packet
+- an external billing settlement packet
+- an external invoice remittance packet
+- an actual payload-shipping packet
+- a real device-permission workflow packet
+- a native audio-device route ownership packet
+- a broad assistant-platform packet
+
+## Current authority basis
+
+This implementation packet stands on:
+
+- `docs/ops/HYPERTWIST_PROVIDER_NEUTRALITY_AND_BYOK_DOCTRINE_2026-05-21.md`
+- `docs/arch/HYPERTWIST_PHASE6R_AD_FIRST_PARTY_PROVIDER_BILLING_SETTLEMENT_AND_INVOICE_RECONCILIATION_PREPARATION_PACKET_2026-05-25.md`
+- `docs/arch/HYPERTWIST_PHASE6R_AC_FIRST_PARTY_PROVIDER_RECEIPT_REVIEW_AND_POSTED_CHARGE_INSPECTION_IMPLEMENTATION_PACKET_2026-05-25.md`
+
+The preserved owners do not change:
+
+- first-party HyperTwist remains the top-level provider/session owner
+- first-party HyperTwist remains the usage/cost governance owner
+- first-party HyperTwist remains the settlement and reconciliation shell owner
+- `ggml-org/whisper.cpp` remains bounded to offline STT donor seams
+- `SYSTRAN/faster-whisper` remains bounded to complementary Python
+  orchestration/service-lane seams
+
+## Landed scope
+
+The current code now owns a bounded settlement seam through:
+
+- retained recognition contract types for:
+  - `FHyperTwistSpeechProviderBillingSettlementShellProfile`
+  - `FHyperTwistSpeechProviderBillingSettlementEntry`
+  - `FHyperTwistSpeechProviderBillingSettlementIssue`
+  - `FHyperTwistSpeechProviderBillingSettlementShellState`
+  - expanded `FHyperTwistSpeechSessionConfig`
+  - expanded `FHyperTwistTrainingCompanionSpeechSessionState`
+- contract-library defaults for:
+  - settlement shell profile ids and definitions
+  - settlement panel ids and action bindings
+  - service-health capability exposure
+- active companion session-config, service-health, and derived settlement shell
+  composition in:
+  - `UHyperTwistTrainingSubsystem`
+- direct speech-client health capability exposure in:
+  - `UHyperTwistHttpSpeechClient`
+  - `UHyperTwistMockSpeechClient`
+- focused automation coverage in:
+  - `HyperTwistWhisperCppPhase6RADProviderBillingSettlementShellContractTest.cpp`
+
+## Why this is still intentionally bounded
+
+This packet lands the settlement and invoice reconciliation shell family only.
+
+Still deferred:
+
+- provider settlement exception and external-portal handoff shell surfaces
+- actual payment execution or provider-portal ownership
+- actual downloadable model/payload shipping
+- real device-permission workflow
+- native audio-device route ownership beyond bounded shell posture
+- broad assistant-platform scope
+
+## Validation
+
+Build validation:
+
+- `UnrealHyperTwistEditor Win64 Development`
+
+Focused automation validation:
+
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.AD` `3/3`
+
+Regression automation validation:
+
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.AC` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.AB` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.AA` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.Z` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.Y` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.X` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.W` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.V` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.U` `3/3`
+- `HyperTwist.Permissive.WhisperCpp.Phase6R.E` `3/3`
+- `HyperTwist.Permissive.FasterWhisper.Phase6R.F` `3/3`
+- `HyperTwist.Permissive.Piper.Phase6R.G` `3/3`
+- `HyperTwist.Permissive.Coqui.Phase6R.H` `3/3`
+- `HyperTwist.CleanRoom.CubeDesk` `14/14`
+
+One in-loop `Phase 6R-AA` regression run crashed once while materializing the
+existing training catalog fixture, but the immediate isolated rerun passed
+cleanly and the retained named regression log/report ended in success. No code
+change was required for that transient rerun.
+
+Non-blocking warnings stayed limited to the existing Unreal headless/editor
+noise, the pre-existing plugin dependency warning on `UnrealMCP`, and the
+known `http:/speech/health` and `http:/vision/health` hostname-resolution
+warnings in provider-backed automation.
+
+## Queue effect
+
+This packet consumes the current `Phase 6R-AD` implementation slice.
+
+`ggml-org/whisper.cpp` remains only partially incorporated:
+
+- landed now:
+  - speech transcript session boundary
+  - live microphone shell boundary
+  - device-permission and capture-route readiness shell posture
+  - downloadable model and payload custody boundary
+  - first-party provider-profile and BYOK custody boundary
+  - first-party provider routing and workflow-policy boundary
+  - first-party normalized usage/cost event-model boundary
+  - first-party operator-facing provider usage/cost dashboard shell boundary
+  - first-party provider usage/cost history/export shell boundary
+  - first-party provider receipt review and posted-charge inspection shell
+    boundary
+  - first-party provider billing settlement and invoice reconciliation shell
+    boundary for:
+    - settlement shell profile ids and definitions
+    - derived settlement entry and issue/state posture
+    - companion-session settlement composition
+    - capability exposure for:
+      - `providerBillingSettlementShell`
+      - `providerInvoiceReconciliation`
+      - `providerSettlementReadinessReview`
+- still deferred:
+  - provider settlement exception and external-portal handoff shell surfaces
+  - actual payment execution or provider-portal ownership
+  - actual downloadable model/payload shipping
+  - real device-permission workflow
+  - native audio-device route ownership beyond bounded shell posture
+  - broad assistant-platform scope
+
+The next clean move is:
+
+- a source-backed `Phase 6R-AE` first-party provider settlement exception and
+  external-portal handoff preparation/control pass
+
+Keep the future sequencing guards visible:
+
+- first-party HyperTwist
+  - keep the top-level provider/session contract, routing/policy lane,
+    usage/cost governance lane, dashboard shell lane, history/export shell
+    lane, receipt-review shell lane, and settlement shell lane first-party
+- `ggml-org/whisper.cpp`
+  - keep code-license judgments separate from actual model or payload shipping
+    review in any follow-on packet
+- `SYSTRAN/faster-whisper`
+  - keep the row complementary to the landed provider/session, custody,
+    routing, usage/cost, dashboard, history/export, receipt-review, and
+    settlement seams rather than widening it into payment execution or portal
+    ownership

docs/arch/HYPERTWIST_PHASE6R_AD_FIRST_PARTY_PROVIDER_BILLING_SETTLEMENT_AND_INVOICE_RECONCILIATION_PREPARATION_PACKET_2026-05-25.md

@@ -0,0 +1,137 @@
+# HyperTwist Phase 6R-AD first-party provider billing settlement and invoice reconciliation preparation packet
+
+Created on `2026-05-25`
+
+## Status
+
+- first-party HyperTwist packet
+- source-backed `Phase 6R-AD` preparation/control slice
+
+## Purpose
+
+This packet scopes the next bounded first-party slice above the landed speech
+session, microphone-shell, payload-custody, provider-custody,
+provider-routing, normalized usage/cost event, operator-facing
+usage/cost dashboard, provider usage/cost history/export, and provider
+receipt-review seams.
+
+The granted slice is:
+
+- first-party provider billing settlement and invoice reconciliation shell only
+
+It is not:
+
+- an actual payment execution packet
+- a provider-portal ownership packet
+- an external billing settlement packet
+- an external invoice remittance packet
+- an actual payload-shipping packet
+- a real device-permission workflow packet
+- a native audio-device route ownership packet
+- a broad assistant-platform packet
+
+## Current authority basis
+
+This control pass stands on:
+
+- `docs/ops/HYPERTWIST_PROVIDER_NEUTRALITY_AND_BYOK_DOCTRINE_2026-05-21.md`
+- `docs/arch/HYPERTWIST_PHASE6R_AC_FIRST_PARTY_PROVIDER_RECEIPT_REVIEW_AND_POSTED_CHARGE_INSPECTION_IMPLEMENTATION_PACKET_2026-05-25.md`
+- `docs/v6_5_deep_manual_pack/HyperTwist/ROADMAP.md`
+
+The preserved owners do not change here:
+
+- first-party HyperTwist remains the top-level provider/session owner
+- first-party HyperTwist remains the usage/cost governance owner
+- first-party HyperTwist remains the settlement and reconciliation shell owner
+- `ggml-org/whisper.cpp` remains bounded to offline STT donor seams
+- `SYSTRAN/faster-whisper` remains bounded to complementary Python
+  orchestration/service-lane seams
+
+## Granted family
+
+The bounded `Phase 6R-AD` slice may land:
+
+1. first-party settlement shell profile ids and definitions
+2. derived settlement entry, issue, and shell-state record shapes
+3. session-config and companion-session-state expansion for those shapes
+4. bounded capability exposure for:
+   - `providerBillingSettlementShell`
+   - `providerInvoiceReconciliation`
+   - `providerSettlementReadinessReview`
+5. focused automation for estimate-only settlement posture and provider-backed
+   fallback settlement posture
+
+The packet must stay out of:
+
+- actual payment execution
+- provider-portal ownership
+- external settlement ownership
+- external invoice-remittance ownership
+- actual payload download or redistribution ownership
+- real device-permission workflow ownership
+- native audio-device route ownership
+
+## Proposed implementation shape
+
+Land the narrower first-party boundary through:
+
+- retained recognition contract types for:
+  - provider billing settlement shell profile
+  - provider billing settlement entry
+  - provider billing settlement issue
+  - provider billing settlement shell state
+  - expanded speech session config
+  - expanded companion speech session state
+- contract-library defaults for:
+  - settlement shell profile ids and definitions
+  - settlement action bindings and panel ids
+  - service-health capability exposure
+- training-subsystem composition for:
+  - bounded settlement posture derived from retained receipt-review snapshots
+  - invoice reconciliation readiness posture
+  - settlement readiness review posture
+  - route-degraded and provider-charge-pending issue posture
+- direct speech-client health capability exposure for:
+  - `providerBillingSettlementShell`
+  - `providerInvoiceReconciliation`
+  - `providerSettlementReadinessReview`
+
+## Validation target
+
+Validate with:
+
+- Unreal build for `UnrealHyperTwistEditor Win64 Development`
+- focused automation:
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.AD`
+- regressions:
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.AC`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.AB`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.AA`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.Z`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.Y`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.X`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.W`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.V`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.U`
+  - `HyperTwist.Permissive.WhisperCpp.Phase6R.E`
+  - `HyperTwist.Permissive.FasterWhisper.Phase6R.F`
+  - `HyperTwist.Permissive.Piper.Phase6R.G`
+  - `HyperTwist.Permissive.Coqui.Phase6R.H`
+  - `HyperTwist.CleanRoom.CubeDesk`
+
+## Queue effect
+
+If this packet lands cleanly, the next bounded move becomes:
+
+- a source-backed `Phase 6R-AE` first-party provider settlement exception and
+  external-portal handoff preparation/control pass
+
+Keep the narrow sequencing guards visible:
+
+- keep settlement and reconciliation shell ownership separate from actual
+  payment execution
+- keep settlement exception handling and external-portal handoff separate from
+  this packet
+- keep actual payload shipping separate from usage/cost governance
+- keep real device-permission workflow and native capture-route ownership
+  outside this packet

docs/ops/HYPERTWIST_IMPLEMENTATION_PHASE_1_KICKOFF.md

@@ -180,15 +180,19 @@ The next bounded move is now:
     posted-charge inspection control pass is now consumed
 32. the bounded first-party `Phase 6R-AC` provider receipt review and posted-charge inspection
     packet is now landed in current code
-33. the next bounded move is a source-backed `Phase 6R-AD` first-party provider billing
-    settlement and invoice reconciliation preparation/control pass
-34. keep the speech-lane guard visible:
+33. the generic source-backed `Phase 6R-AD` first-party provider billing settlement and
+    invoice reconciliation control pass is now consumed
+34. the bounded first-party `Phase 6R-AD` provider billing settlement and invoice
+    reconciliation packet is now landed in current code
+35. the next bounded move is a source-backed `Phase 6R-AE` first-party provider settlement
+    exception and external-portal handoff preparation/control pass
+36. keep the speech-lane guard visible:
     - keep code-license judgments separate from model, voice, and payload-license review
-35. keep the provider-neutral speech-lane guard visible:
+37. keep the provider-neutral speech-lane guard visible:
     - first-party HyperTwist owns the top-level provider/session contract
     - `whisper.cpp` and `faster-whisper` may win narrower donor slices without inheriting that
       lane, the provider routing/policy lane, or the usage/cost governance lane
-36. keep the `MagicTile` guard visible:
+38. keep the `MagicTile` guard visible:
     - keep broad non-Euclidean interaction or WinForms/OpenTK host-shell ownership closed by
       default unless a narrower first-party gap is proven above the landed macro-remapping seam
 

docs/ops/HYPERTWIST_PROVIDER_NEUTRALITY_AND_BYOK_DOCTRINE_2026-05-21.md

@@ -220,8 +220,10 @@ Current landed ordering status:
   first-party implementation anchor
 - provider receipt review and posted-charge inspection now also have a bounded
   first-party implementation anchor
-- provider billing settlement and invoice reconciliation remain the next
-  bounded first-party gap above the landed receipt-review shell
+- provider billing settlement and invoice reconciliation now also have a
+  bounded first-party implementation anchor
+- provider settlement exception and external-portal handoff remain the next
+  bounded first-party gap above the landed settlement shell
 - actual payment execution or provider-portal ownership remains later
   first-party work
 - provider-specific adapters remain later work

docs/v6_5_deep_manual_pack/HyperTwist/FEATURE_REGISTRY.md

@@ -129,6 +129,7 @@ Do not collapse those three tiers into one undifferentiated "features" voice.
 | First-party operator-facing provider usage/cost dashboard shell | Implemented now | landed first-party `Phase 6R-AA` | First-party dashboard shell profiles, dashboard issue/state objects, quota escalation banners, route diagnostics, and operator-facing panel/action contracts are now live above the landed normalized usage/cost seam. |
 | First-party provider usage/cost history/export shell | Implemented now | landed first-party `Phase 6R-AB` | First-party rolling history entries, export issue/state objects, summary export preview/copy posture, and operator-facing panel/action contracts are now live above the landed provider usage/cost dashboard seam. |
 | First-party provider receipt review and posted-charge inspection shell | Implemented now | landed first-party `Phase 6R-AC` | First-party receipt-review shell profiles, derived receipt-review entries, charge-pending and variance issue posture, and bounded inspection capability exposure are now live above the landed provider usage/cost history/export seam. |
+| First-party provider billing settlement and invoice reconciliation shell | Implemented now | landed first-party `Phase 6R-AD` | First-party settlement shell profiles, derived settlement entries, invoice-reconciliation posture, settlement-readiness issue state, and bounded settlement capability exposure are now live above the landed provider receipt-review seam. |
 | Analytics/reporting surfaces | Implemented now | landed analytics/reporting packets | Reporting is real, but bounded to accepted retained slices. |
 | Browser/spatial/media adjunct surfaces | Implemented now | landed `three.js`, `react-three-fiber`, `xr`, `model-viewer`, `remotion` packets | These are implemented bounded families, not proof of unlimited browser-shell parity. |
 
@@ -227,6 +228,7 @@ repo.
 | First-party operator-facing provider usage/cost dashboard shell | Implemented now | landed first-party `Phase 6R-AA` packet | Current bounded dashboard shell profile ids/definitions, dashboard issue/state posture, and capability exposure above the landed normalized usage/cost seam. |
 | First-party provider usage/cost history/export shell | Implemented now | landed first-party `Phase 6R-AB` packet | Current bounded history/export shell profile ids/definitions, rolling history entry and export issue/state posture, summary export preview/copy behavior, and capability exposure above the landed provider usage/cost dashboard seam. |
 | First-party provider receipt review and posted-charge inspection shell | Implemented now | landed first-party `Phase 6R-AC` packet | Current bounded receipt-review shell profile ids/definitions, derived receipt-review entry and issue/state posture, and capability exposure above the landed provider usage/cost history/export seam. |
+| First-party provider billing settlement and invoice reconciliation shell | Implemented now | landed first-party `Phase 6R-AD` packet | Current bounded settlement shell profile ids/definitions, derived settlement entry and issue/state posture, invoice-reconciliation readiness, and capability exposure above the landed provider receipt-review seam. |
 | OpenAI-compatible custom endpoint support | Deep-source grounded retained | doctrine-defined first-party target | First-class target is now represented in the landed custody model, but full routing/runtime support is still deferred. |
 | Provider-specific overlays | Shallow placeholder | future provider-family work only | Keep internal until source-grounded and normalized. |
 

docs/v6_5_deep_manual_pack/HyperTwist/ROADMAP.md

@@ -179,10 +179,14 @@ Canonical discovery surfaces for roadmap interpretation:
   inspection control pass is now consumed
 - the bounded first-party `Phase 6R-AC` provider receipt review and posted-charge inspection
   packet is now landed in current code
-- the current next bounded move is a source-backed `Phase 6R-AD` first-party provider billing
-  settlement and invoice reconciliation preparation/control pass, while keeping actual payment
-  execution, real device-permission workflow, native capture-route ownership, and actual payload
-  shipping separately deferred
+- the generic source-backed `Phase 6R-AD` first-party provider billing settlement and invoice
+  reconciliation control pass is now consumed
+- the bounded first-party `Phase 6R-AD` provider billing settlement and invoice reconciliation
+  packet is now landed in current code
+- the current next bounded move is a source-backed `Phase 6R-AE` first-party provider settlement
+  exception and external-portal handoff preparation/control pass, while keeping actual payment
+  execution, provider-portal ownership, real device-permission workflow, native capture-route
+  ownership, and actual payload shipping separately deferred
 - the repo-row implementation queue is now live from that `Phase 6R-A` entry point rather than
   waiting on another first-party packet
 
@@ -269,16 +273,16 @@ Current routing truth:
   - `brianpeiris/RiftSketch`
 - the v6.3 CSV label `not_live_reference_or_discard_candidate` is not the final state by itself; read the closed `0R-E` packet for the retained-versus-discarded split
 
-The next bounded move is a source-backed `Phase 6R-AD` first-party provider
-billing settlement and invoice reconciliation preparation/control pass.
+The next bounded move is a source-backed `Phase 6R-AE` first-party provider
+settlement exception and external-portal handoff preparation/control pass.
 
 Queue interpretation after that control pass:
 
 - then continue with the retained repo-row queue
 - highest current repo-row queue pressure sits in:
-  - the first-party provider billing settlement and invoice reconciliation
-    remainder above
-    the partially landed `whisper.cpp` and `faster-whisper` speech seams
+  - the first-party provider settlement exception and external-portal handoff
+    remainder above the partially landed `whisper.cpp` and `faster-whisper`
+    speech seams
 - `HactarCE/Hyperspeedcube` is now closed for the currently justified retained row:
   - landed:
     - puzzle catalog contract
@@ -371,6 +375,8 @@ Queue interpretation after that control pass:
     - first-party provider usage/cost history/export shell boundary
     - first-party provider receipt review and posted-charge inspection shell
       boundary
+    - first-party provider billing settlement and invoice reconciliation shell
+      boundary
     - bounded shell capability exposure for:
       - microphone capture shell
       - device-permission shell
@@ -391,8 +397,11 @@ Queue interpretation after that control pass:
       - provider receipt review shell
       - provider posted-charge inspection
       - provider charge-variance review
+      - provider billing settlement shell
+      - provider invoice reconciliation
+      - provider settlement-readiness review
   - still deferred:
-    - provider billing settlement and invoice reconciliation shell surfaces
+    - provider settlement exception and external-portal handoff shell surfaces
     - actual payment execution or provider-portal ownership
     - real device-permission workflow
     - native capture-route ownership beyond bounded shell posture
@@ -441,12 +450,12 @@ Queue interpretation after that control pass:
     - viseme / gesture runtime integration
     - broad assistant-platform scope
 - the next queue shape is now:
-  - first-party provider billing settlement and invoice reconciliation shell
+  - first-party provider settlement exception and external-portal handoff
     assessment above the landed speech session, shell, payload-custody,
     provider-custody, provider-routing, normalized usage/cost, operator-facing
-    dashboard, history/export, and receipt-review seams
+    dashboard, history/export, receipt-review, and settlement seams
 - the next bounded move should stay narrow:
-  - a source-backed `Phase 6R-AD` control pass before any widening into actual
+  - a source-backed `Phase 6R-AE` control pass before any widening into actual
     payment execution, provider-portal ownership, actual payload shipping,
     real device-permission workflow, broad voice-output ownership, or broad
     assistant-platform scope