diff --git a/lib/crates/fabro-types/src/settings/v2/accessors.rs b/lib/crates/fabro-types/src/settings/v2/accessors.rs
new file mode 100644
index 000000000..e9b0b1624
--- /dev/null
+++ b/lib/crates/fabro-types/src/settings/v2/accessors.rs
@@ -0,0 +1,436 @@
+//! Convenience accessors on [`SettingsFile`].
+//!
+//! These methods provide ergonomic, flat-shaped views into the v2 parse
+//! tree. They exist so that consumers don't have to chain `.as_ref()`
+//! through every Option layer when reading common fields. Each accessor
+//! walks the real v2 structure — there is no transitional state here.
+
+use std::collections::HashMap;
+use std::path::PathBuf;
+
+use super::cli::{CliExecLayer, CliLayer, CliOutputLayer};
+use super::interp::InterpString;
+use super::project::ProjectLayer;
+use super::run::{
+    ApprovalMode, GitAuthorLayer, HookEntry, McpEntryLayer, RunAgentLayer, RunArtifactsLayer,
+    RunCheckpointLayer, RunExecutionLayer, RunLayer, RunMode, RunModelLayer, RunPrepareLayer,
+    RunPullRequestLayer, RunSandboxLayer,
+};
+use super::server::{
+    GithubIntegrationLayer, ServerApiLayer, ServerArtifactsLayer, ServerIntegrationsLayer,
+    ServerLayer, ServerLoggingLayer, ServerSchedulerLayer, ServerStorageLayer, ServerWebLayer,
+    SlackIntegrationLayer,
+};
+use super::tree::SettingsFile;
+
+impl SettingsFile {
+    // ---------- project-scope ----------
+
+    #[must_use]
+    pub fn project_layer(&self) -> Option<&ProjectLayer> {
+        self.project.as_ref()
+    }
+
+    #[must_use]
+    pub fn project_directory(&self) -> Option<&str> {
+        self.project.as_ref().and_then(|p| p.directory.as_deref())
+    }
+
+    // ---------- run-scope ----------
+
+    #[must_use]
+    pub fn run_layer(&self) -> Option<&RunLayer> {
+        self.run.as_ref()
+    }
+
+    #[must_use]
+    pub fn run_goal(&self) -> Option<&InterpString> {
+        self.run.as_ref().and_then(|r| r.goal.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_goal_str(&self) -> Option<String> {
+        self.run_goal().map(InterpString::as_source)
+    }
+
+    #[must_use]
+    pub fn run_working_dir(&self) -> Option<&InterpString> {
+        self.run.as_ref().and_then(|r| r.working_dir.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_working_dir_str(&self) -> Option<String> {
+        self.run_working_dir().map(InterpString::as_source)
+    }
+
+    #[must_use]
+    pub fn run_model(&self) -> Option<&RunModelLayer> {
+        self.run.as_ref().and_then(|r| r.model.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_model_name_str(&self) -> Option<String> {
+        self.run_model()
+            .and_then(|m| m.name.as_ref())
+            .map(InterpString::as_source)
+    }
+
+    #[must_use]
+    pub fn run_model_provider_str(&self) -> Option<String> {
+        self.run_model()
+            .and_then(|m| m.provider.as_ref())
+            .map(InterpString::as_source)
+    }
+
+    #[must_use]
+    pub fn run_sandbox(&self) -> Option<&RunSandboxLayer> {
+        self.run.as_ref().and_then(|r| r.sandbox.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_prepare(&self) -> Option<&RunPrepareLayer> {
+        self.run.as_ref().and_then(|r| r.prepare.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_checkpoint(&self) -> Option<&RunCheckpointLayer> {
+        self.run.as_ref().and_then(|r| r.checkpoint.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_hooks(&self) -> &[HookEntry] {
+        self.run.as_ref().map_or(&[], |r| r.hooks.as_slice())
+    }
+
+    #[must_use]
+    pub fn run_pull_request(&self) -> Option<&RunPullRequestLayer> {
+        self.run.as_ref().and_then(|r| r.pull_request.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_artifacts(&self) -> Option<&RunArtifactsLayer> {
+        self.run.as_ref().and_then(|r| r.artifacts.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_execution(&self) -> Option<&RunExecutionLayer> {
+        self.run.as_ref().and_then(|r| r.execution.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_agent(&self) -> Option<&RunAgentLayer> {
+        self.run.as_ref().and_then(|r| r.agent.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_agent_mcps(&self) -> Option<&HashMap<String, McpEntryLayer>> {
+        self.run_agent().map(|a| &a.mcps)
+    }
+
+    #[must_use]
+    pub fn run_inputs(&self) -> Option<&HashMap<String, toml::Value>> {
+        self.run.as_ref().and_then(|r| r.inputs.as_ref())
+    }
+
+    #[must_use]
+    pub fn run_metadata(&self) -> Option<&HashMap<String, String>> {
+        self.run.as_ref().map(|r| &r.metadata)
+    }
+
+    #[must_use]
+    pub fn run_git_author(&self) -> Option<&GitAuthorLayer> {
+        self.run
+            .as_ref()
+            .and_then(|r| r.git.as_ref())
+            .and_then(|g| g.author.as_ref())
+    }
+
+    // ---------- execution-posture booleans ----------
+
+    #[must_use]
+    pub fn dry_run_enabled(&self) -> bool {
+        matches!(
+            self.run_execution().and_then(|e| e.mode),
+            Some(RunMode::DryRun)
+        )
+    }
+
+    #[must_use]
+    pub fn auto_approve_enabled(&self) -> bool {
+        matches!(
+            self.run_execution().and_then(|e| e.approval),
+            Some(ApprovalMode::Auto)
+        )
+    }
+
+    /// Returns `true` when retros are explicitly disabled. Defaults to
+    /// `false` (retros enabled) when not set.
+    #[must_use]
+    pub fn no_retro_enabled(&self) -> bool {
+        matches!(self.run_execution().and_then(|e| e.retros), Some(false))
+    }
+
+    #[must_use]
+    pub fn preserve_sandbox_enabled(&self) -> bool {
+        self.run_sandbox()
+            .and_then(|sb| sb.preserve)
+            .unwrap_or(false)
+    }
+
+    // ---------- cli-scope ----------
+
+    #[must_use]
+    pub fn cli_layer(&self) -> Option<&CliLayer> {
+        self.cli.as_ref()
+    }
+
+    #[must_use]
+    pub fn cli_exec(&self) -> Option<&CliExecLayer> {
+        self.cli.as_ref().and_then(|c| c.exec.as_ref())
+    }
+
+    #[must_use]
+    pub fn cli_output(&self) -> Option<&CliOutputLayer> {
+        self.cli.as_ref().and_then(|c| c.output.as_ref())
+    }
+
+    #[must_use]
+    pub fn verbose_enabled(&self) -> bool {
+        use super::cli::OutputVerbosity;
+        matches!(
+            self.cli_output().and_then(|o| o.verbosity),
+            Some(OutputVerbosity::Verbose)
+        )
+    }
+
+    #[must_use]
+    pub fn prevent_idle_sleep_enabled(&self) -> bool {
+        self.cli_exec()
+            .and_then(|e| e.prevent_idle_sleep)
+            .unwrap_or(false)
+    }
+
+    /// Upgrade check defaults to `true` when unset.
+    #[must_use]
+    pub fn upgrade_check_enabled(&self) -> bool {
+        self.cli
+            .as_ref()
+            .and_then(|c| c.updates.as_ref())
+            .and_then(|u| u.check)
+            .unwrap_or(true)
+    }
+
+    // ---------- server-scope ----------
+
+    #[must_use]
+    pub fn server_layer(&self) -> Option<&ServerLayer> {
+        self.server.as_ref()
+    }
+
+    #[must_use]
+    pub fn server_api(&self) -> Option<&ServerApiLayer> {
+        self.server.as_ref().and_then(|s| s.api.as_ref())
+    }
+
+    #[must_use]
+    pub fn server_web(&self) -> Option<&ServerWebLayer> {
+        self.server.as_ref().and_then(|s| s.web.as_ref())
+    }
+
+    #[must_use]
+    pub fn server_storage(&self) -> Option<&ServerStorageLayer> {
+        self.server.as_ref().and_then(|s| s.storage.as_ref())
+    }
+
+    #[must_use]
+    pub fn server_storage_root_str(&self) -> Option<String> {
+        self.server_storage()
+            .and_then(|s| s.root.as_ref())
+            .map(InterpString::as_source)
+    }
+
+    #[must_use]
+    pub fn server_artifacts(&self) -> Option<&ServerArtifactsLayer> {
+        self.server.as_ref().and_then(|s| s.artifacts.as_ref())
+    }
+
+    #[must_use]
+    pub fn server_scheduler(&self) -> Option<&ServerSchedulerLayer> {
+        self.server.as_ref().and_then(|s| s.scheduler.as_ref())
+    }
+
+    #[must_use]
+    pub fn max_concurrent_runs(&self) -> Option<usize> {
+        self.server_scheduler().and_then(|s| s.max_concurrent_runs)
+    }
+
+    #[must_use]
+    pub fn server_logging(&self) -> Option<&ServerLoggingLayer> {
+        self.server.as_ref().and_then(|s| s.logging.as_ref())
+    }
+
+    #[must_use]
+    pub fn server_integrations(&self) -> Option<&ServerIntegrationsLayer> {
+        self.server.as_ref().and_then(|s| s.integrations.as_ref())
+    }
+
+    #[must_use]
+    pub fn server_integrations_github(&self) -> Option<&GithubIntegrationLayer> {
+        self.server_integrations().and_then(|i| i.github.as_ref())
+    }
+
+    #[must_use]
+    pub fn server_integrations_slack(&self) -> Option<&SlackIntegrationLayer> {
+        self.server_integrations().and_then(|i| i.slack.as_ref())
+    }
+
+    #[must_use]
+    pub fn github_app_id_str(&self) -> Option<String> {
+        self.server_integrations_github()
+            .and_then(|g| g.app_id.as_ref())
+            .map(InterpString::as_source)
+    }
+
+    #[must_use]
+    pub fn github_client_id_str(&self) -> Option<String> {
+        self.server_integrations_github()
+            .and_then(|g| g.client_id.as_ref())
+            .map(InterpString::as_source)
+    }
+
+    #[must_use]
+    pub fn github_slug_str(&self) -> Option<String> {
+        self.server_integrations_github()
+            .and_then(|g| g.slug.as_ref())
+            .map(InterpString::as_source)
+    }
+
+    #[must_use]
+    pub fn github_permissions(&self) -> Option<&HashMap<String, InterpString>> {
+        self.server_integrations_github()
+            .map(|g| &g.permissions)
+            .filter(|m| !m.is_empty())
+    }
+
+    // ---------- storage path with home-dir default ----------
+
+    /// Returns the configured server storage root, or the home-dir default
+    /// when unset. Env interpolation is resolved at read time against the
+    /// process environment.
+    #[must_use]
+    pub fn storage_dir(&self) -> PathBuf {
+        self.server_storage()
+            .and_then(|s| s.root.as_ref())
+            .and_then(|interp| {
+                interp
+                    .resolve(|name| std::env::var(name).ok())
+                    .ok()
+                    .map(|resolved| resolved.value)
+            })
+            .map_or_else(|| fabro_util::Home::from_env().storage_dir(), PathBuf::from)
+    }
+
+    // ---------- labels / metadata aggregation ----------
+
+    /// Combined metadata labels from project, workflow, and run layers.
+    /// Later layers overwrite earlier ones (project < workflow < run).
+    #[must_use]
+    pub fn all_labels(&self) -> HashMap<String, String> {
+        let mut out = HashMap::new();
+        if let Some(project) = &self.project {
+            for (k, v) in &project.metadata {
+                out.insert(k.clone(), v.clone());
+            }
+        }
+        if let Some(workflow) = &self.workflow {
+            for (k, v) in &workflow.metadata {
+                out.insert(k.clone(), v.clone());
+            }
+        }
+        if let Some(run) = &self.run {
+            for (k, v) in &run.metadata {
+                out.insert(k.clone(), v.clone());
+            }
+        }
+        out
+    }
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+    use crate::settings::v2::run::{RunLayer, RunModelLayer};
+
+    #[test]
+    fn run_goal_str_returns_source_value() {
+        let file = SettingsFile {
+            run: Some(RunLayer {
+                goal: Some(InterpString::parse("Implement OAuth")),
+                ..RunLayer::default()
+            }),
+            ..SettingsFile::default()
+        };
+        assert_eq!(file.run_goal_str().as_deref(), Some("Implement OAuth"));
+    }
+
+    #[test]
+    fn run_model_name_str_walks_tree() {
+        let file = SettingsFile {
+            run: Some(RunLayer {
+                model: Some(RunModelLayer {
+                    name: Some(InterpString::parse("claude-sonnet-4-6")),
+                    ..RunModelLayer::default()
+                }),
+                ..RunLayer::default()
+            }),
+            ..SettingsFile::default()
+        };
+        assert_eq!(
+            file.run_model_name_str().as_deref(),
+            Some("claude-sonnet-4-6")
+        );
+    }
+
+    #[test]
+    fn upgrade_check_defaults_to_true_when_unset() {
+        let file = SettingsFile::default();
+        assert!(file.upgrade_check_enabled());
+    }
+
+    #[test]
+    fn all_labels_merges_project_workflow_run() {
+        use crate::settings::v2::project::ProjectLayer;
+        use crate::settings::v2::workflow::WorkflowLayer;
+
+        let mut project_metadata = HashMap::new();
+        project_metadata.insert("env".into(), "project".into());
+        project_metadata.insert("team".into(), "core".into());
+
+        let mut workflow_metadata = HashMap::new();
+        workflow_metadata.insert("env".into(), "workflow".into());
+
+        let mut run_metadata = HashMap::new();
+        run_metadata.insert("priority".into(), "high".into());
+
+        let file = SettingsFile {
+            project: Some(ProjectLayer {
+                metadata: project_metadata,
+                ..ProjectLayer::default()
+            }),
+            workflow: Some(WorkflowLayer {
+                metadata: workflow_metadata,
+                ..WorkflowLayer::default()
+            }),
+            run: Some(RunLayer {
+                metadata: run_metadata,
+                ..RunLayer::default()
+            }),
+            ..SettingsFile::default()
+        };
+
+        let labels = file.all_labels();
+        assert_eq!(labels.get("env").map(String::as_str), Some("workflow"));
+        assert_eq!(labels.get("team").map(String::as_str), Some("core"));
+        assert_eq!(labels.get("priority").map(String::as_str), Some("high"));
+    }
+}
diff --git a/lib/crates/fabro-types/src/settings/v2/mod.rs b/lib/crates/fabro-types/src/settings/v2/mod.rs
index 73b595a19..0d1baa2e6 100644
--- a/lib/crates/fabro-types/src/settings/v2/mod.rs
+++ b/lib/crates/fabro-types/src/settings/v2/mod.rs
@@ -6,6 +6,7 @@
 //! Value-language helpers live alongside the tree: durations, byte sizes,
 //! model references, env interpolation, and splice-capable arrays.
 
+pub mod accessors;
 pub mod bridge;
 pub mod cli;
 pub mod duration;